23846 Norte Dr, Ramona, CA 92065 Property Records

San Diego County property record for 23846 Norte Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1979
Lot Size0.427 acres (18,586 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Jun 2023)
Tax Bill$8,879 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-401-15-00

Property Details

APN / Parcel Number

Primary APN288-401-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,680 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area18,586 sqft (0.427 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address23846 NORTE DR
CityRAMONA
StateCA
Zip92065-4133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 327 TR 007519
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007519
Legal Block3
Legal Lot Number327
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3004
Census Tract20810

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23846 NORTE DR, RAMONA, CA 92065-4133
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2023Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 30, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Nov 8, 2019Deed of Trust, Mortgage · VA Mortgage
MR COOPER
Jul 19, 2017Grant Deed, Transfer · VA Mortgage
SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2023 · Amount on Record
Deed SaleJun 2, 2023 · Amount on Record
Prior SaleJul 19, 2017 · Amount on Record
Deed Document Number2023145134
Prior Transfer DateOct 3, 2014
Prior Transfer Doc0000435889
Record UpdatedSep 20, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 2, 2023
Property Address23846 NORTE DR, RAMONA, CA 92065-4133
Document Number0000145134
Map ReferenceMAP 7519
Instrument DateMay 16, 2023
Instrument2023-0145134
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address23846 NORTE DR, RAMONA, CA 92065-4133

Mortgage

Document Number0000145135
DateJun 2, 2023
Instrument2023-0145135
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23846 NORTE DR, RAMONA, CA 92065-4133
Transaction TypeMortgage
Record UpdatedApr 8, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address23846 NORTE DR, RAMONA, CA 92065-4133

Mortgage

Document Number0000245663
DateMar 30, 2021
Instrument2021-0245663
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address23846 NORTE DR, RAMONA, CA 92065-4133
Document Number0000532179
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23846 NORTE DR RAMONA CA 920654133, RAMONA, CA 92065-4133

Mortgage

Document Number0000532179
DateNov 18, 2019
Instrument532179
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2017
Property Address23846 NORTE DR, RAMONA, CA 92065-4133
Document Number0000325955
Map ReferenceMAP7519
Instrument DateJun 19, 2017
Instrument2017-0325955
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23846 NORTE DR, RAMONA, CA 92065-4133

Mortgage

Document Number0000325956
DateJul 19, 2017
Instrument2017-0325956
Lender
NameSKYLINE FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$758,760 (+2%) Land $183,846 Building $574,914
2025$8,879.00 (+46.25%)$743,884 (+49.49%) Land $180,242 Building $563,642
2023$6,071.00 (-1.78%)$497,603 Land $120,569 Building $377,034
2022$6,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1998–2023)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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