San Diego County property record for 23841 Norte Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,684 sqft · built 1994 |
| Lot Size | 0.448 acres (19,516 sqft) |
| Owner | Company Name on Record |
| Last Sale | $675,000 (Aug 2022) |
| Tax Bill | $4,523 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Aug 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-401-09-00 |
| Primary APN | 288-401-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,684 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Lot Area | 19,516 sqft (0.448 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23841 NORTE DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 321 TR 007519 |
| Legal Subdivision | ESTATES AT COSTA DEL MAR II |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 321 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 14, 2022 | Intrafamily Transfer, Transfer |
| Aug 5, 2022 | Grant Deed, Transfer · Conventional Mortgage CRESTLINE FUNDING CORP |
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Oct 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Mar 20, 2018 | Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on Record |
| Deed Sale | Aug 5, 2022 · Amount on Record |
| Prior Sale | Mar 20, 2018 · Amount on Record |
| Deed Document Number | 2022319260 |
| Last Transfer Date | Dec 1, 2022 |
| Transfer Doc | 0000467852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 14, 2022 |
| Property Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000467852 |
| Map Reference | MAP 7519 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2022-0467852 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 5, 2022 |
| Property Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000319260 |
| Map Reference | MAP 7519 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022-0319260 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1334 MARLINE AVE, EL CAJON, CA 92021-5821 |
| Document Number | 0000319261 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022-0319261 |
| Name | CRESTLINE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000752787 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-0752787 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000752786 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-0752786 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000250813 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-0250813 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000452268 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019-0452268 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 20, 2018 |
| Property Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000109126 |
| Map Reference | MAP 7519 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 2018-0109126 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23841 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000109127 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 2018-0109127 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $338,413 (+2%) Land $197,972 Building $140,441 | |
| 2025 | $4,523.00 (+8.02%) | $331,779 (+4.04%) Land $194,091 Building $137,688 |
| 2023 | $4,187.00 (-35.79%) | $318,898 Land $186,555 Building $132,343 |
| 2022 | $6,521.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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