San Diego County property record for 23828 Norte Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,735 sqft · built 1988 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Jun 2019) |
| Tax Bill | $5,274 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-401-12-00 |
| Primary APN | 288-401-12-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,735 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23828 NORTE DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 324 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 324 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23828 NORTE DR, RAMONA, CA 92065-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Dec 17, 2021 | Intrafamily Transfer, Transfer |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMRES CORPORATION |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jun 28, 2019 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| May 28, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Mar 25, 2005 · Amount on Record |
| Deed Document Number | 2019256019 |
| Last Transfer Date | Dec 15, 2021 |
| Transfer Doc | 0000851991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 17, 2021 |
| Property Address | 23828 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000851991 |
| Map Reference | MAP 7519 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021-0851991 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 23828 NORTE DR, RAMONA, CA 92065-4133 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23828 NORTE DR, RAMONA, CA 92065-4133 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 23828 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000370502 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-0370502 |
| Name | AMRES CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | FEASTERVILLE TREVOSE, PA 19053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23828 NORTE DR, RAMONA, CA 92065-4133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000445787 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020-0445787 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 28, 2019 |
| Property Address | 23828 NORTE DR, RAMONA, CA 92065-4133 |
| Document Number | 0000256019 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 256019 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | TICOR TITLE-SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 23828 NORTE DR RAMONA CA 920654133, RAMONA, CA 92065-4133 |
| Document Number | 256020 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 256020 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2019 |
| Property Address | 23828 NORTE DR, RAMONA, CA 92065-4133 |
| Instrument Date | May 22, 2019 |
| Instrument | 200644 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 6, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23828 NORTE DR RAMONA CA 920654133, RAMONA, CA 92065-4133 |
| Document Number | 0000200644 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 200644 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 27, 2020 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $418,007 (+2%) Land $221,962 Building $196,045 | |
| 2025 | $5,274.00 (+7.54%) Homeowner's exemption | $409,811 (+4.04%) Land $217,610 Building $192,201 |
| 2023 | $4,904.00 (-2.49%) Homeowner's exemption | $393,900 Land $209,161 Building $184,739 |
| 2022 | $5,029.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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