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2382 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2382 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,408 sqft · built 1988
Lot Size0.894 acres (38,943 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Jul 2023)
Tax Bill$3,101 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN12-07S-04W-0000-0180-0000

Property Details

APN / Parcel Number

Primary APN12-07S-04W-0000-0180-0000
Alternative APN
  • 04W07S12000001800000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,408 sqft Living Area
Gross Area1,648 sqft
1st Floor Area1,408 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleBungalow
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area38,943 sqft (0.894 acres)
Lot Dimensions265 ft deep x 147 ft wide
PorchFinished Screened Porch
Porch Area2,475 sqft
Storage Building1,108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2382 HIGHWAY 98 E
CityLANARK VILLAGE
StateFL
Zip32323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description164.89X 270.37X 165.35X 258 OR/81/75 OR/85/225 OR/198/143 AS PER SURVEY OR/886/373 1368/87
Legal Range04W
Legal Township07S
Legal Section12
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1033
Census Tract970102

Owner

Source: Franklin County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2382 HIGHWAY 98 E, LANARK VILLAGE, FL 32323
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2023 · Amount on Record
Deed SaleJul 5, 2023 · Amount on Record
Deed Document Number20233382
Deed Book / Page1368 / 87
Prior Transfer DateDec 15, 2005
Prior Transfer Doc0200600633
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 5, 2023
Property Address2382 HIGHWAY 98 E, CARRABELLE, FL 32322-2219
Document Number0019003382
Book / Page1368 / 87
Instrument DateJun 13, 2023
Instrument202319003382
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyADVANTAGE TITLE GROUP, ADVANTAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2382 HIGHWAY 98 E, CARRABELLE, FL 32322-2219

Mortgage

Document Number0000000089
DateJul 5, 2023
Instrument1368/89
Lender
NameSARAH FULLER
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,101.00 (-3.03%)$329,633 (-1.92%) Land $115,000 Building $214,633$329,633 (-1.92%) Land $115,000 Building $214,633
2024$3,198.00 (+235.57%)$336,080 (+136.93%) Land $120,000 Building $216,080$336,080 (+13.06%) Land $120,000 Building $216,080
2023$953.00 (-7.48%) Homeowner's exemption Disabled Person's exemption Widower's exemption$141,846 (+3%)$297,270 (+17.57%) Land $125,000 Building $172,270
2022$1,030.00 Homeowner's exemption Disabled Person's exemption Widower's exemption$137,715$252,841 Land $125,000 Building $127,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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