Cheboygan County property record for 2381 Stillwaters Ln, Cheboygan, MI 49721
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,533 sqft · built 2016 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,862 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-B20-000-008-00 |
| Primary APN | 105-B20-000-008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,533 sqft Living Area |
| 1st Floor Area | 1,533 sqft |
| Basement Area | 1,533 sqft |
| Unfinished Basement | 1,533 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 780 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2381 STILLWATERS LN |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-8445 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BLACK RIVER MEADOWS CONDOMINIUM, UNIT 8, ACCORDING TO MASTER DEED RECD IN 995/506-541 & AMENDED IN 1002/32 & 1060/266 & |
| Legal Range | 01W |
| Legal Township | 008 |
| Legal Section | 16 |
| Legal Subdivision | BLACK RIVER MEADOWS CONDOMINIUM |
| Legal Unit | 8 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 960300 |
2381 Stillwaters Ln, a condominium, is owned and occupied by two individuals who acquired it in January 2010.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11506 N STRAITS HWY, CHEBOYGAN, MI 49721-8834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2017 | Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2010 |
| Deed Sale | Jan 28, 2010 |
| Prior Sale | Sep 27, 2005 |
| Deed Book / Page | 1144 / 388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 2381 STILLWATERS LN, CHEBOYGAN, MI 49721-8445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1341/0053 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 1341/0053 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|---|
| Address | CHEBOYGAN, MI 49721 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 2381 STILLWATERS LN, CHEBOYGAN, MI 49721-8445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2381 STILLWATERS LN, CHEBOYGAN, MI 49721-8445 |
| Document Number | 0000001413/0000000047 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 0000001413/0000000047 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 2381 Stillwaters Ln was $3,862 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Benton Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,900 | $655,800 | |
| 2025 | $3,862.00 | ||
| 2023 | $231,600 | $463,200 | |
| 2022 | $3,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2381 Stillwaters Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2381 Stillwaters Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
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