2325 Stillwaters Ln, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 2325 Stillwaters Ln, Cheboygan, MI 49721

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,724 sqft · built 2020
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on File
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-B20-000-005-00`

Property Details

APN / Parcel Number

Primary APN	`105-B20-000-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Basement Area	1,528 sqft
Unfinished Basement	1,528 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	34,412 sqft (0.79 acres)
Garage Area	796 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2325 STILLWATERS LN
City	CHEBOYGAN
State	MI
Zip	49721-8445
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLACK RIVER MEADOWS CONDOMINIUM, UNIT 5, ACCORDING TO MASTER DEED RECD IN 995/506-541 & AMENDED IN 1002/32 & 1060/266 &
Legal Range	01W
Legal Township	005
Legal Section	16
Legal Subdivision	BLACK RIVER MEADOWS CONDOMINIUM
Legal Unit	5
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4003
Census Tract	960300

Owner

2325 Stillwaters Ln, a condominium, is owned and occupied by an individual who acquired it in January 2010.

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Nov 5, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2010
Deed Sale	Jan 28, 2010
Prior Sale	Sep 27, 2005
Deed Book / Page	1144 / 388
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445

Mortgage

Document Number	0000001485/0000000672
Date	Jun 10, 2022
Book Page	0000001485/0000000672

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445

Mortgage

Document Number	0000001469/0000000267
Date	Dec 3, 2021
Book Page	0000001469/0000000267

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Nov 5, 2021
Property Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445
Document Number	1466/864
Book / Page	1466 / 864
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2325 STILLWATERS LN, CHEBOYGAN, MI 49721-8445

Mortgage

Document Number	0000001424/0000000163
Date	Sep 11, 2020
Book Page	0000001424/0000000163

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2325 Stillwaters Ln was $4,698 with a homeowner's exemption, up 3.2% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,400 (+9.26%)	$792,800 (+9.26%)
2025	$4,698.00 (+3.18%) Homeowner's exemption	$362,800	$725,600
2024	$4,553.00
2023		$280,400	$560,800
2022	$7,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2325 Stillwaters Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2325 Stillwaters Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

May also be available: Spectrum.

Nearby Properties on Stillwaters Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures