2397 Stillwaters Ln, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 2397 Stillwaters Ln, Cheboygan, MI 49721

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,615 sqft · built 2018
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$67,500 (Apr 2018)
Tax Bill	$9,030 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`105-B20-000-009-00`

Property Details

APN / Parcel Number

Primary APN	`105-B20-000-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,615 sqft Living Area
1st Floor Area	1,615 sqft
Basement Area	1,615 sqft
Unfinished Basement	1,615 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	23,522 sqft (0.54 acres)
Garage Area	756 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2397 STILLWATERS LN
City	CHEBOYGAN
State	MI
Zip	49721-8445
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BLACK RIVER MEADOWS CONDOMINIUM, UNIT 9, ACCORDING TO MASTER DEED RECD IN 995/506-541 & AMENDED IN 1002/32 & 1060/266 &
Legal Range	01W
Legal Township	009
Legal Section	16
Legal Subdivision	BLACK RIVER MEADOWS CONDO
Legal Unit	9
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	4
Census Block	4003
Census Tract	960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 STATON CT, GREENVILLE, NC 27834-9016
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN
Apr 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Jan 28, 2010
Deed Book / Page	1358 / 279
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	2397 STILLWATERS LN, CHEBOYGAN, MI 49721-8445
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 STILLWATERS LN, CHEBOYGAN, MI 49721-8445

Mortgage

Document Number	0000001457/0000000122
Date	Jul 26, 2021
Book Page	0000001457/0000000122

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 24, 2018
Property Address	2397 STILLWATERS LN, CHEBOYGAN, MI 49721-8445
Document Number	1358/279
Book / Page	1358 / 279
Instrument Date	Apr 3, 2018
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 E RIVER ACRES RD, WASHINGTON, NC 27889-7437

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,600 (+40.4%)	$781,200 (+40.4%)
2025	$9,030.00 (+11.95%)
2023		$278,200	$556,400
2022	$8,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

May also be available: Spectrum.

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