23809 Oak St, Dearborn, MI 48128 Property Records

Wayne County property record for 23809 Oak St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1949
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$142,500 (Oct 2017)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-161-24-014`

Property Details

APN / Parcel Number

Primary APN	`82-09-161-24-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	128 ft deep x 80 ft wide
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23809 OAK ST
City	DEARBORN
State	MI
Zip	48128-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOTS 144 AND 145 ASSESSORS DEARBORN PLAT NO 2
Legal Subdivision	ASSRS DBN
Legal Lot Number	144-145
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2032
Census Tract	574600

Owner

Source: Wayne County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23809 OAK ST, DEARBORN, MI 48128-1218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK
Jan 24, 2022	Intrafamily Transfer, Transfer
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Jan 24, 2019	Quit Claim Deed, Transfer VENTURE TITLE
Oct 4, 2017	Warranty Deed, Transfer MICHIGAN TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Document Number	2017322081
Deed Book / Page	53983 / 1284
Last Transfer Date	Feb 11, 2022
Transfer Doc	0574051307
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Feb 15, 2022
Property Address	23809 OAK ST, DEARBORN, MI 48128-1218
Document Number	0574051307
Book / Page	57405 / 1307
Map Reference	LB 69 PG 43
Instrument Date	Feb 11, 2022
Instrument	2022040176
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	VENTURE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23809 OAK ST, DEARBORN, MI 48128-1218

Mortgage

Document Number	0574051308
Date	Feb 15, 2022
Instrument	57405/1308

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Jan 24, 2022
Property Address	23809 OAK ST, DEARBORN, MI 48128-1218
Document Number	0573541190
Book / Page	57354 / 1190
Map Reference	LB 69 PG 43
Instrument Date	Jan 3, 2022
Instrument	2022020744
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23809 OAK ST, DEARBORN, MI 48128-1218

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23809 OAK ST, DEARBORN, MI 48128-1218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539161223
Date	Aug 31, 2017
Book Page	53916/1223
Instrument	2017289381

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 24, 2019
Property Address	23809 OAK ST, DEARBORN, MI 48128-1218
Document Number	0548290540
Book / Page	054829 / 000540
Instrument Date	Jan 4, 2019
Instrument	18649
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	VENTURE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23809 OAK ST DEARBORN MI 481281218, DEARBORN, MI 48128-1218

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 4, 2017
Property Address	23809 OAK ST, DEARBORN, MI 48128-1218
Document Number	0539831284
Book / Page	53983 / 1284
Map Reference	LB69 PG43
Instrument Date	Sep 22, 2017
Instrument	2017322081
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,225.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23809 OAK STT, 23809, DEARBORN, MI 48128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15451 PROSPECT ST, DEARBORN, MI 48126-2942

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00 (+34.19%) Homeowner's exemption	$203,100 (+13.53%)	$406,200 (+13.53%)
2023		$178,900	$357,800
2019	$4,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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