23745 Oak St, Dearborn, MI 48128 Property Records

Wayne County property record for 23745 Oak St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1949
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jun 2023)
Tax Bill	$6,406 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-161-25-027`

Property Details

APN / Parcel Number

Primary APN	`82-09-161-25-027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23745 OAK ST
City	DEARBORN
State	MI
Zip	48128-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 141 ASSESSORS DEARBORN PLAT NO 2
Legal Subdivision	ASSESSORS DEARBORN
Legal Lot Number	141
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2031
Census Tract	574600

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23745 OAK ST, DEARBORN, MI 48128-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer NVR TITLE, V1 TITLE AGENCY LLC
Sep 23, 2020	Warranty Deed, Transfer TITLE ONE INC
Jan 24, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Jan 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 17, 2017	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	2023168059
Deed Book / Page	58292 / 860
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0541960296
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 9, 2023
Property Address	23745 OAK ST, DEARBORN, MI 48128-2204
Document Number	0582920860
Book / Page	58292 / 860
Map Reference	LB 69 PG 43
Instrument Date	Jun 9, 2023
Instrument	2023168059
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	NVR TITLE, V1 TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23745 OAK ST, DEARBORN, MI 48128-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23745 OAK ST, DEARBORN, MI 48128-2204

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 23, 2020
Property Address	23745 OAK ST, DEARBORN, MI 48128-2204
Document Number	0560740079
Book / Page	56074 / 79
Map Reference	LB 69 PG 43
Instrument Date	Sep 9, 2020
Instrument	2020279559
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Tax	$1,483.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23745 OAK ST, 23745, DEARBORN, MI 48128-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23745 OAK ST, DEARBORN, MI 48128-2204

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAYNE MI
Property Address	23745 OAK ST, DEARBORN, MI 48128-2204
Document Number	0556131206
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23745 OAK ST DEARBORN MI 481282204, DEARBORN, MI 48128-2204

Mortgage

Document Number	0556131206
Date	Feb 28, 2020
Book Page	055613/001206
Instrument	52414

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 29, 2018
Property Address	23745 OAK ST, DEARBORN, MI 48128-2204
Document Number	0541960296
Book / Page	054196 / 000296
Instrument Date	Jan 26, 2018
Instrument	26256
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23745 OAK ST DEARBORN MI 481282204, DEARBORN, MI 48128-2204

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23745 OAK ST, DEARBORN, MI 48128-2204
Document Number	0538120505
Book / Page	053812 / 000505
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23745 OAK ST DEARBORN MI 481282204, DEARBORN, MI 48128-2204

Mortgage

Document Number	0538120505
Date	Jul 4, 2017
Book Page	053812/000505
Instrument	242379

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2047

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAYNE MI
Property Address	23745 OAK ST, DEARBORN, MI 48128-2204
Document Number	0538120498
Book / Page	053812 / 000498
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23745 OAK ST DEARBORN MI 481282204, DEARBORN, MI 48128-2204

Mortgage

Document Number	0538120498
Date	Jul 4, 2017
Book Page	053812/000498
Instrument	242378

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,700 (+6.11%)	$253,400 (+6.11%)
2025	$6,406.00 (+90.77%) Homeowner's exemption	$119,400 (+21.34%)	$238,800 (+21.34%)
2023		$98,400 (+11.06%)	$196,800 (+11.06%)
2022		$88,600	$177,200
2019	$3,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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