23800 Oak St, Dearborn, MI 48128 Property Records

Wayne County property record for 23800 Oak St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1946
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Aug 2017)
Tax Bill	$3,981 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-161-21-013`

Property Details

APN / Parcel Number

Primary APN	`82-09-161-21-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	650 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23800 OAK ST
City	DEARBORN
State	MI
Zip	48128-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 166 ASSESSORS DEARBORN PLAT NO 2
Legal Subdivision	ASSESSORS DEARBORN
Legal Lot Number	166
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2029
Census Tract	574600

Owner

Source: Wayne County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23800 OAK ST, DEARBORN, MI 48128-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit LOC FCU
Mar 26, 2021	Deed of Trust, Mortgage MEMBERFOCUS COMMUNITY CU
Dec 19, 2017	Deed of Trust, Mortgage MEMBERFOCUS COMMUNITY CU
Aug 1, 2019	Deed of Trust, Mortgage MEMBERFOCUS COMMUNITY CU
Sep 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Oct 13, 2010 · Amount on Record
Deed Document Number	2017276096
Deed Book / Page	53885 / 793
Last Transfer Date	Feb 16, 2026
Transfer Doc	0601571322
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 12, 2026
Property Address	23800 OAK ST, DEARBORN, MI 48128-1219
Document Number	0601571322
Book / Page	60157 / 1322
Map Reference	LB 69 PG 43
Instrument Date	Feb 16, 2026
Instrument	2026130093
Transaction Type	Transfer
Record Updated	Jun 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23800 OAK ST, DEARBORN, MI 48128-1219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23800 OAK ST, DEARBORN, MI 48128-1219

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23800 OAK ST, DEARBORN, MI 48128-1219
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23800 OAK ST, DEARBORN, MI 48128-1219

Mortgage

Document Number	0583900405
Date	Aug 7, 2023
Book Page	58390/405
Instrument	2023214592

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23800 OAK ST, DEARBORN, MI 48128-1219
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23800 OAK ST, DEARBORN, MI 48128-1219

Mortgage

Document Number	0565470940
Date	Mar 26, 2021
Book Page	56547/940
Instrument	2021104002

Lender

Name	MEMBERFOCUS COMMUNITY CU
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2031

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23800 OAK ST, DEARBORN, MI 48128-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0541321227
Date	Dec 19, 2017
Book Page	54132/1227
Instrument	2017393102

Lender

Name	MEMBERFOCUS COMMUNITY CU
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	23800 OAK ST, DEARBORN, MI 48128-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0551961189
Date	Aug 1, 2019
Book Page	55196/1189
Instrument	2019233092

Lender

Name	MEMBERFOCUS COMMUNITY CU
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jul 15, 2029

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 21, 2017
Property Address	23800 OAK ST, DEARBORN, MI 48128-1219
Document Number	0539520613
Book / Page	053952 / 000613
Instrument Date	Sep 15, 2017
Instrument	304355
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23800 OAK ST DEARBORN MI 481281219, DEARBORN, MI 48128-1219

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 14, 2017
Property Address	23800 OAK ST, DEARBORN, MI 48128-1219
Document Number	0538850793
Book / Page	053885 / 000793
Instrument Date	Sep 13, 2010
Instrument	276096
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount Recorded
Tax	$774.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5658 ARGYLE ST DEARBORN MI 481262129, DEARBORN, MI 48126-2129

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,981.00 (-15.69%) Homeowner's exemption	$131,700 (+22.85%)	$263,400 (+22.85%)
2023		$107,200	$214,400
2019	$4,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures