Macomb County property record for 23804 Talbot St, Saint Clair Shores, MI 48082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1986 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,850 (Dec 1994) |
| Tax Bill | $3,109 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-02-232-005 |
| Primary APN | 09-14-02-232-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Basement Area | 1,075 sqft |
| Unfinished Basement | 1,068 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 163 ft deep x 66 ft wide |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23804 TALBOT ST |
|---|---|
| City | SAINT CLAIR SHORES |
| State | MI |
| Zip | 48082-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | ST. CLAIR VIEW SUBDIVISION (L2, P228) LOT 112 |
| Legal Subdivision | ST . CLAIR VIEW SUBDIVISION |
| Legal Lot Number | 112 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ST. CLAIR SHORES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 250000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23804 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 1994 · Amount on Record |
| Deed Sale | Dec 28, 1994 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 23804 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000056211 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 25361/911 |
| Instrument | 8056211 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2033 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | St. Clair Shores City |
| Unified School District | Lake Shore Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,400 (+24.01%) | $274,800 (+24.01%) | |
| 2025 | $3,109.00 (+14.09%) | ||
| 2023 | $110,800 | $221,600 | |
| 2022 | $2,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2014) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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