23735 Talbot St, Saint Clair Shores, MI 48082 Property Records

Macomb County property record for 23735 Talbot St, Saint Clair Shores, MI 48082

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,180 sqft · built 1970
Lot Size0.265 acres (11,543 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Dec 2020)
Tax Bill$5,160 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-14-02-231-001

Property Details

APN / Parcel Number

Primary APN09-14-02-231-001
Alternative APN
  • 1402231001

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,180 sqft Living Area
1st Floor Area1,180 sqft
Basement Area1,180 sqft
Unfinished Basement1,175 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area11,543 sqft (0.265 acres)
Lot Dimensions175 ft deep x 66 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address23735 TALBOT ST
CitySAINT CLAIR SHORES
StateMI
Zip48082-1158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionST. CLAIR VIEW SUBDIVISION (L2, P228) LOT 24
Legal SubdivisionST . CLAIR VIEW SUBDIVISION
Legal Lot Number24
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group1
Census Block1012
Census Tract250000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23735 TALBOT ST, SAINT CLAIR SHORES, MI 48082-1158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Prior SaleSep 12, 1998 · Amount on Record
Deed Document Number20202159527
Deed Book / Page27267 / 729
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateDec 21, 2020
Property Address23735 TALBOT ST, SAINT CLAIR SHORES, MI 48082-1158
Document Number0000159527
Book / Page27267 / 729
Map ReferenceLB 2 PG 228
Instrument DateDec 14, 2020
Instrument2159527
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,634.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23735 TALBOT ST, 23735, SAINT CLAIR SHORES, MI 48082-1158

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23735 TALBOT ST, SAINT CLAIR SHORES, MI 48082-1158

Mortgage

Document Number0000159528
DateDec 21, 2020
Instrument2159528
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLake Shore Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,800 (+22.41%)$255,600 (+22.41%)
2025$5,160.00 (+14.08%)
2023$104,400$208,800
2022$4,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims24 (1985–2020)
Claims Outside the SFHA10 of 24
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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