23810 Talbot St, Saint Clair Shores, MI 48082 Property Records

Macomb County property record for 23810 Talbot St, Saint Clair Shores, MI 48082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1988
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2017)
Tax Bill	$5,441 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-14-02-232-006`

Property Details

APN / Parcel Number

Primary APN	`09-14-02-232-006`
Alternative APN	`1402232006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	163 ft deep x 66 ft wide
Garage Area	379 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	27 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23810 TALBOT ST
City	SAINT CLAIR SHORES
State	MI
Zip	48082-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ST. CLAIR VIEW SUBDIVISION (L2, P228) LOT 113
Legal Subdivision	ST . CLAIR VIEW SUBDIVISION
Legal Lot Number	113
Jurisdiction	MACOMB MI
Township / Civil Division	ST. CLAIR SHORES
Census Block Group	2
Census Block	2001
Census Tract	250000

Owner

23810 Talbot St is owned and occupied by an individual who acquired it in March 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	23810 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
Sep 26, 2017	Warranty Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Prior Sale	Aug 11, 2011 · Amount on File
Deed Document Number	20177115471
Deed Book / Page	24961 / 478
Last Transfer Date	Mar 8, 2021
Transfer Doc	0002152459
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Apr 6, 2021
Property Address	23810 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2562
Document Number	2102152459
Book / Page	27538 / 443
Map Reference	LB 2 PG 228
Instrument Date	Mar 8, 2021
Instrument	202102152459
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ABSTRACT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23810 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2562

Mortgage

Document Number	2102152460
Date	Apr 6, 2021
Instrument	202102152460

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 26, 2017
Property Address	23810 TALBOT ST, SAINT CLAIR SHORES, MI 48082-2562
Document Number	0000115471
Book / Page	24961 / 478
Map Reference	LB 2 PG 558
Instrument Date	Sep 11, 2017
Instrument	7115471
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23810 TALBOT ST, 23810, SAINT CLAIR SHORES, MI 48082-2562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21031 ALEXANDER ST, SAINT CLAIR SHORES, MI 48081-1877

Tax Assessment & Valuation

The 2025 property tax bill for 23810 Talbot St was $5,441 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	St. Clair Shores City
Unified School District	Lake Shore Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,500	$329,000
2025	$5,441.00
2023		$133,600	$267,200
2022	$4,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23810 Talbot St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2014)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23810 Talbot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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