2380 Shepherd Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2380 Shepherd Ave, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,152 sqft Living Area
Lot Size	272,380 sqft (6.25 acres)
Occupancy	Owner Occupied
Last Sale	$490,000 (2026)
Tax Bill	$976.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`17-25-31-4260-0102-0010`
Alternative APNs	`253117426001020010` `91091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Living Area
1st Floor	1,152 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design Style
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	272,380 sqft (6.25 acres)
Pole Structure	1,200 sqft Pole Structure
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2380 SHEPHERD AVE
City	SAINT CLOUD
State	FL
Zip	34771-7958
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	NEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLKS 102, 128, & 129 & VAC PAGE ST LYING BTWN BLKS 102 & 129, E 1/2 VAC 14TH AVE ABUTTING BLK 128 & S 1/2 VAC PAGE ST ABUTTING BLK 128 & VAC ALLEYS LYING WITHIN ABOVE BLKS & VAC 15TH AVE LYING BETWEEN BLKS 128
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NARCOOSSEE NEW MAP OF
Legal Tract	4260
Legal Block	102,1
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 17-25-31-4260-0102-0010

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5406 CARRARA CT, SAINT CLOUD, FL 34771-8060
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Deed Doc Number	202692901
Deed Book / Page	7004 / 1834
Prior Transfer Date	Jun 17, 1999
Prior Transfer Doc	1629000040
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 16, 2026
Property Address	2380 SHEPHERD AVE, SAINT CLOUD, FL 34771-7958
Document Number	0000092901
Book / Page	7004 / 1834
Instrument Date	Jul 14, 2026
Instrument	202692901
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	ROSS TITLE, ROSEMONT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$346,430.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 CARRARA CT, SAINT CLOUD, FL 34771-8060

Mortgage

Document Number	0000092902,
Date	Jul 16, 2026
Instrument	202692902

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00 (+14.55%) Homeowner's exemption	$44,033 (+5.98%)	$151,900 (+35.26%) Land $83,300 Building $68,600
2023	$852.00 (+7.85%) Homeowner's exemption	$41,547 (+3%)	$112,300 (+16.01%) Land $57,700 Building $54,600
2022	$790.00 Homeowner's exemption	$40,337	$96,800 Land $57,700 Building $39,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	About 1 in 388 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.