1740 Shepherd Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1740 Shepherd Ave, Saint Cloud, FL 34771 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,626 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
GarageAttached, 462 sqft
Last Sale$440,000 (2026)
Tax Bill$6,152.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-25-31-3347-0001-0560
Alternative APN
  • 253117334700010560

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,626 sqft Living Area
Gross Area3,214 sqft Gross Area
1st Floor1,106 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached Garage
Garage Area462 sqft Garage

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1740 SHEPHERD AVE
CitySAINT CLOUD
StateFL
Zip34771-7998
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON PB 28 PGS 152-155 LOT 56
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionBARRINGTON
Legal Lot Number56
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1030
Census Tract43700

Owner

Source: Osceola County records · APN 17-25-31-3347-0001-0560

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8800 PALISADES BEACH AVE, ORLANDO, FL 32829-8826
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Dec 18, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Apr 24, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 31, 2025Trustee's Deed, Foreclosure
Jun 25, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD
Nov 19, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleDec 31, 2025 · Amount on Record
Deed Doc Number202654661
Deed Book / Page6960 / 2767
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1740 SHEPHERD AVE, SAINT CLOUD, FL 34771-7998
Transaction TypeMortgage
Record UpdatedMay 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 SHEPHER AVENUE, SAINT CLOUD, FL 34771-7998

Mortgage

Document Number0064080054
DateMay 16, 2023
Book Page6408/54
Instrument2023062520
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueJul 01, 2051

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1740 SHEPHERD AVE, SAINT CLOUD, FL 34771-7998
Transaction TypeMortgage
Record UpdatedMay 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 SHEPHERD AVE, SAINT CLOUD, FL 34771-7998

Mortgage

Document Number0065202551
DateDec 18, 2023
Book Page6520/2551
Instrument2023164122
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFISHERS, IN 46037
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term331 Months
DueJul 01, 2051

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 24, 2026
Property Address1740 SHEPHERD AVE, SAINT CLOUD, FL 34771-7998
Document Number0000054661
Book / Page6960 / 2767
Instrument DateApr 23, 2026
Instrument2026.54661
Transaction TypeTransfer
Record UpdatedMay 04, 2026
Title CompanyOLD TAMPA BAY TITLE LLC, OLD TAMPA BAY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$311,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8800 PALISADES BEACH AVE, ORLANDO, FL 32829-8826

Mortgage

Document Number0000054662,
DateApr 24, 2026
Instrument2026..54662
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2025
Property Address1740 SHEPHERD AVE, SAINT CLOUD, FL 34771-7998
Document Number0069011022
Book / Page6901 / 1022
Map ReferenceMB 28 PG 152-155
Instrument DateDec 31, 2025
Instrument2025159176
Transaction TypeForeclosure
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
Tax$2,378.60
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2500 OAK ST, KISSIMMEE, FL 34744-4943

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 25, 2021
Property Address1740 SHEPHERD AVE, SAINT CLOUD, FL 34771-7998
Document Number0059891187
Book / Page5989 / 1187
Map ReferenceMB 28 PG 152-155
Instrument DateJun 22, 2021
Instrument2021099721
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 23, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,471.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address1740 SHEPHERD AVE, SAINT CLOUD, FL 34771-7998

Mortgage

Document Number0059891188
DateJun 25, 2021
Instrument5989/1188
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 19, 2020
Property Address1740 SHEPHERD AVE, SAINT CLOUD, FL 34771-7998
Document Number0058362304
Book / Page005836 / 002304
Instrument DateNov 18, 2020
Instrument158984
Transaction TypeTransfer
Record UpdatedDec 04, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,579.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10192 DOWDEN RD ORLANDO FL 328325128, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,450.00 (+4.84%)$414,100 (+10.69%) Land $75,000 Building $339,100$414,100 (+10.69%) Land $75,000 Building $339,100
2024$6,152.00 (+7.27%)
2023$5,735.00 (+11.08%)$374,100 (+13.99%) Land $65,000 Building $309,100$374,100 (+13.99%) Land $65,000 Building $309,100
2022$5,163.00$328,200 Land $55,000 Building $273,200$328,200 Land $55,000 Building $273,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 485 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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