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1950 Shepherd Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1950 Shepherd Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage2,067 sqft Heated Area
Lot Size19,558 sqft (0.448 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2018)
Tax Bill$3,830.00 (2025)

Property Details

APN / Parcel Number

Primary APN91128
Alternative APN
  • 172531426001980010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,067 sqft Heated Area
Gross Area4,473 sqft Gross Area
1st Floor1,867 sqft 1st Floor
Upper Floors200 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area19,558 sqft (0.448 acres)
Depth X Width159 ft x 120 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area440 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area288 sqft Shed
Patio Area549 sqft Patio
Porch1 Porch
Porch Area508 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number91128
Street Address1950 SHEPHERD AVE
CitySAINT CLOUD
StateFL
Zip34771-7980
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 198 LOTS 1, 2 & 3 AND THAT PORTION OF S 1/2 VAC HICKS ST ABUTTING N SIDE
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block198
Legal Lot Number1-3 2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1030
Census Tract43700

Owner

Source: Osceola County records · APN 91128

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1950 SHEPHERD AVE, SAINT CLOUD, FL 34771-7980
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Apr 17, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST GREEN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2018 · Amount on Record
Deed SaleApr 17, 2018 · Amount on Record
Prior SaleMar 14, 2001 · Amount on Record
Deed Doc Number0053182186
Deed Book / Page5318 / 2186
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1950 SHEPHERD AVE, SAINT CLOUD, FL 34771-7980
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1950 SHEPHERD AVE, SAINT CLOUD, FL 34771-7980

Mortgage

Document Number0058292086
DateNov 09, 2020
Book Page5829/2086
Instrument2020153198
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 17, 2018
Property Address1950 SHEPHERD AVE, SAINT CLOUD, FL 34771-7980
Document Number0053182186
Book / Page5318 / 2186
Map ReferenceMB1 PG71&72
Instrument DateApr 17, 2018
Instrument2018060598
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1950 SHEPHERD AVE, 1950, SAINT CLOUD, FL 34771-7980

Transferred To (Grantee/Buyer)

NameVerified Name
Address1950 SHEPHERD AVE, SAINT CLOUD, FL 34771-7980

Mortgage

Document Number2018060599
DateApr 17, 2018
Instrument2018060599
Lender
NameFIRST GREEN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,830.00 (+20.97%) Homeowner's exemption$265,860 (+19.54%)$591,400 (+33.08%) Land $71,500 Building $519,900
2023$3,166.00 (+4.39%) Homeowner's exemption$222,405 (+3%)$444,400 (+15.88%) Land $66,000 Building $378,400
2022$3,033.00 Homeowner's exemption$215,928$383,500 Land $66,000 Building $317,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 485 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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