Bergen County and Edgewater Borough property record for 238 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 1,696 sqft · built 2010 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Company Name on Record |
| Last Sale | $999,000 (Oct 2025) |
| Tax Bill | $12,912 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00072-0000-00023 |
| Primary APN | 13-00072-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 238 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 40X100 |
| Legal Subdivision | OAKDENCE TERRACE SEC 1 |
| Legal Block | 72 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13004 |
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 238 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 3, 2025 | Bargain and Sale Deed, Transfer ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Oct 8, 2015 · Amount on Record |
| Deed Document Number | 202568202 |
| Deed Book / Page | 5615 / 575 |
| Prior Transfer Date | Feb 22, 1999 |
| Prior Transfer Doc | 0082040601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 3, 2025 |
| Property Address | 238 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590 |
| Document Number | 0056150575 |
| Book / Page | 5615 / 575 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025068202 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,563.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 DEY ST # 660, 660, JERSEY CITY, NJ 07306 |
| Name | Verified Name |
|---|---|
| Address | 238 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 238 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0035051219 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 3505/1219 |
| Instrument | 2020018021 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $926,900 (+18.09%) Land $316,000 Building $610,900 | $926,900 (+18.09%) Land $316,000 Building $610,900 | |
| 2025 | $12,912.00 (+6.52%) | $784,900 (+2.88%) Land $303,000 Building $481,900 | $784,900 (+2.88%) Land $303,000 Building $481,900 |
| 2024 | $12,122.00 (+2.59%) | $762,900 (+3.11%) Land $295,000 Building $467,900 | $762,900 (+3.11%) Land $295,000 Building $467,900 |
| 2023 | $11,816.00 (+2.09%) | $739,900 Land $284,000 Building $455,900 | $739,900 Land $284,000 Building $455,900 |
| 2022 | $11,574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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