Bergen County and Edgewater Borough property record for 238 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 1,696 sqft · built 2010 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Company Name on File |
| Last Sale | $999,000 (Oct 2025) |
| Tax Bill | $12,912 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00072-0000-00023 |
| Primary APN | 13-00072-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 238 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 40X100 |
| Legal Subdivision | OAKDENCE TERRACE SEC 1 |
| Legal Block | 72 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13004 |
238 Undercliff Ave is owned by a company that bought it in October 2025.
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 238 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 3, 2025 | Bargain and Sale Deed, Transfer ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | Oct 8, 2015 · Amount on File |
| Deed Document Number | 202568202 |
| Deed Book / Page | 5615 / 575 |
| Prior Transfer Date | Feb 22, 1999 |
| Prior Transfer Doc | 0082040601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 3, 2025 |
| Property Address | 238 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590 |
| Document Number | 0056150575 |
| Book / Page | 5615 / 575 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025068202 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $9,563.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 DEY ST # 660, 660, JERSEY CITY, NJ 07306 |
| Name | Verified Name |
|---|---|
| Address | 238 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 238 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0035051219 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 3505/1219 |
| Instrument | 2020018021 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
The 2025 property tax bill for 238 Undercliff Ave was $12,912, up 6.5% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $926,900 (+18.09%) Land $316,000 Building $610,900 | $926,900 (+18.09%) Land $316,000 Building $610,900 | |
| 2025 | $12,912.00 (+6.52%) | $784,900 (+2.88%) Land $303,000 Building $481,900 | $784,900 (+2.88%) Land $303,000 Building $481,900 |
| 2024 | $12,122.00 (+2.59%) | $762,900 (+3.11%) Land $295,000 Building $467,900 | $762,900 (+3.11%) Land $295,000 Building $467,900 |
| 2023 | $11,816.00 (+2.09%) | $739,900 Land $284,000 Building $455,900 | $739,900 Land $284,000 Building $455,900 |
| 2022 | $11,574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 238 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 238 Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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