242 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 242 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,695 sqft · built 2016
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual Name on File
Last Sale	$1,325,000 (Oct 2021)
Tax Bill	$22,410 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00072-0000-00020-0000-C0242`

Property Details

APN / Parcel Number

Primary APN	`13-00072-0000-00020-0000-C0242`

Interior

Building Area	2,695 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Location & Zoning

Street Address	242 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	30X100 0.1377
Legal Subdivision	242-244 UNDERCLIFF AVE CONDOMINIUM
Legal Block	72
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	13004

Owner

242 Undercliff Ave is owned and occupied by an individual who bought it in October 2021.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	242 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE WORLD BANKERS
Feb 21, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Document Number	2021152637
Deed Book / Page	4400 / 1788
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 1, 2021
Property Address	242 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590
Document Number	0044001788
Book / Page	4400 / 1788
Instrument Date	Mar 22, 2021
Instrument	2021152637
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	TECHNETITLE AGENCY, TECHNO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 COTTONWOOD CT, 703, CRESSKILL, NJ 07626-2069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590

Mortgage

Document Number	2021152638
Date	Oct 1, 2021
Instrument	2021152638

Lender

Name	MORTGAGE WORLD BANKERS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Apr 1, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 21, 2017
Property Address	242 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590
Document Number	0025402326
Book / Page	002540 / 002326
Instrument Date	Feb 8, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$1,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 UNDERCLIFF AVE EDGEWATER NJ 070201590, EDGEWATER, NJ 07020-1590

Tax Assessment & Valuation

The 2025 property tax bill for 242 Undercliff Ave was $22,410, up 3.8% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,453,400 (+6.69%) Land $282,000 Building $1,171,400	$1,453,400 (+6.69%) Land $282,000 Building $1,171,400
2025	$22,410.00 (+3.83%)	$1,362,300 Land $271,000 Building $1,091,300	$1,362,300 Land $271,000 Building $1,091,300
2024	$21,584.00
2023		$1,321,600 Land $258,000 Building $1,063,600	$1,321,600 Land $258,000 Building $1,063,600
2022	$20,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 242 Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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