224 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 224 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,220 sqft · built 2020
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$1,575,000 (Aug 2022)
Tax Bill	$25,534 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00072-0000-00030-0000-C0224`

Property Details

APN / Parcel Number

Primary APN	`13-00072-0000-00030-0000-C0224`
Alternative APN	`13000720000000300000C0002`

Interior

Stories	2 Stories
Building Area	3,220 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	13000720000000300000C0002
Street Address	224 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X100
Legal Block	72
Legal Lot Number	30
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	202286837
Deed Book / Page	4793 / 1605
Record Updated	Sep 20, 2026

August 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 31, 2022
Property Address	224 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590
Document Number	0047931605
Book / Page	4793 / 1605
Instrument Date	Aug 9, 2022
Instrument	2022086837
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,282.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1073 PALISADE AVE, FORT LEE, NJ 07024-6329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1590

Mortgage

Document Number	2022086838
Date	Aug 31, 2022
Instrument	2022086838

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,650,700 (+6.35%) Land $282,000 Building $1,368,700	$1,650,700 (+6.35%) Land $282,000 Building $1,368,700
2025	$25,534.00 (+6.01%)	$1,552,200 (+5.03%) Land $271,000 Building $1,281,200	$1,552,200 (+5.03%) Land $271,000 Building $1,281,200
2024	$24,087.00 (+6.71%)
2023		$1,477,900 Land $258,000 Building $1,219,900	$1,477,900 Land $258,000 Building $1,219,900
2022	$22,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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