238 Ruby Ave, San Carlos, CA 94070 Property Records

San Mateo County property record for 238 Ruby Ave, San Carlos, CA 94070 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1958
Square Footage	1,870 sqft Living Area
Lot Size	5,500 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$2,620,000 (2021)
Tax Bill	$28,004.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`051-233-060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,870 sqft Living Area
1st Floor	1,870 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	5,500 sqft (0.126 acres)
Depth X Width	110 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	238 RUBY AVE
City	SAN CARLOS
State	CA
Zip	94070-4673
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 22 BLOCK 9 WHITE OAKS TRACT 2
Legal Subdivision	WHITE OAKS TRACT 2
Legal Tract	2
Legal Block	9
Legal Lot Number	22
Jurisdiction	SAN MATEO CA
Minor Civil Division	SAN MATEO
Census Blockgroup	2
Census Block	2024
Census Tract	609300

Owner

Source: San Mateo County records · APN 051-233-060

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	238 RUBY AVE, SAN CARLOS, CA 94070-4673
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Doc Number	2021158706
Record Refreshed	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 15, 2021
Property Address	238 RUBY AVE, SAN CARLOS, CA 94070-4673
Document Number	0000158706
Map Reference	MB 13 PG 4&5
Instrument Date	Nov 05, 2021
Instrument	2021-158706
Transaction Type	Transfer
Record Updated	Dec 03, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,882.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property (Marital Community) with Rights of Survivorship
Address	35158 ADRIARIO STREET, FREMONT, CA 94536

Mortgage

Document Number	0000158707
Date	Nov 15, 2021
Instrument	2021-158707

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Dec 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,625,000 (+12.13%) Land $1,653,000 Building $972,000
2025	$28,004.00 (+4.24%)	$2,341,000 (+3.36%) Land $1,474,000 Building $867,000
2023	$26,866.00 (-12.25%)	$2,265,000 Land $1,426,000 Building $839,000	$1,989,360
2022	$30,616.00

Flood & Wildfire

238 Ruby Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.