San Mateo County property record for 239 Ruby Ave, San Carlos, CA 94070 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,532 sqft Living Area |
| Lot Size | 4,400 sqft (0.101 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,950,000 (2018) |
| Tax Bill | $28,884.00 (2025) |
| Primary APN | 051-232-070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,532 sqft Living Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Study | Study |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Roof Material | Wood Shingle Roof |
| Lot Area | 4,400 sqft (0.101 acres) |
| Depth X Width | 110 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 213 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 239 RUBY AVE |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-4672 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NWLY 40 FT OF LOT 7 BLOCK 10 WHITE OAKS TRACT 2 |
| Legal Subdivision | WHITE OAKS TRACT 2 |
| Legal Tract | 2 |
| Legal Block | 10 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SAN MATEO |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 609300 |
Source: San Mateo County records · APN 051-232-070
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 239 RUBY AVE, SAN CARLOS, CA 94070-4672 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 04, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 02, 2018 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2018 · Amount on Record |
| Deed Sale | Apr 02, 2018 · Amount on Record |
| Prior Sale | Apr 05, 2013 · Amount on Record |
| Deed Doc Number | 201824740 |
| Last Transfer Date | Aug 04, 2018 |
| Transfer Doc | 0000069113 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 239 RUBY AVE, SAN CARLOS, CA 94070-4672 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 239 RUBY AVE, SAN CARLOS, CA 94070-4672 |
| Document Number | 0000139532 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-139532 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Oct 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 239 RUBY AVE, SAN CARLOS, CA 94070-4672 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 239 RUBY AVE, SAN CARLOS, CA 94070-4672 |
| Document Number | 0000050555 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-050555 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 04, 2018 |
| Property Address | 239 RUBY AVE, SAN CARLOS, CA 94070-4672 |
| Document Number | 0000069113 |
| Instrument Date | Aug 04, 2018 |
| Instrument | 69113 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 239 RUBY AVE SAN CARLOS CA 940704672, SAN CARLOS, CA 94070-4672 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 02, 2018 |
| Property Address | 239 RUBY AVE, SAN CARLOS, CA 94070-4672 |
| Document Number | 0000024740 |
| Map Reference | MB13 PG4&5 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 2018-024740 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 239 RUBY AVE, SAN CARLOS, CA 94070-4672 |
| Document Number | 0000024741 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 2018-024741 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,475,377 (+2%) Land $1,584,197 Building $891,180 | ||
| 2025 | $28,884.00 (+14.69%) Homeowner's exemption | $2,426,842 (+6.27%) Land $1,553,135 Building $873,707 | |
| 2023 | $25,184.00 (+1.89%) Homeowner's exemption | $2,283,607 Land $1,492,826 Building $790,781 | $2,312,010 |
| 2022 | $24,716.00 |
239 Ruby Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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