221 Ruby Ave, San Carlos, CA 94070 Property Records

San Mateo County property record for 221 Ruby Ave, San Carlos, CA 94070 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2000
Square Footage	2,290 sqft Living Area
Lot Size	4,400 sqft (0.101 acres)
Occupancy	Owner Occupied
Last Sale	$3,251,000 (2022)
Tax Bill	$36,163.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`051-232-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	2,290 sqft Living Area
Gross Area	2,710 sqft Gross Area
1st Floor	1,310 sqft 1st Floor
2nd Floor	980 sqft 2nd Floor
Basement Area	420 sqft Basement
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	4,400 sqft (0.101 acres)
Depth X Width	110 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Garage Area	420 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	221 RUBY AVE
City	SAN CARLOS
State	CA
Zip	94070-4672
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SELY 20 FT OF LOT 4 & NWLY 20 FT OF LOT 5 BLOCK 10 WHITE OAKS TRACT 2
Legal Subdivision	WHITE OAKS TRACT 2
Legal Tract	2
Legal Block	10
Legal Lot Number	4,5
Jurisdiction	SAN MATEO CA
Minor Civil Division	SAN MATEO
Census Blockgroup	2
Census Block	2017
Census Tract	609300

Owner

Source: San Mateo County records · APN 051-232-040

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 RUBY AVE, SAN CARLOS, CA 94070-4672
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2022 · Amount on Record
Deed Sale	Apr 08, 2022 · Amount on Record
Prior Sale	Dec 03, 2015 · Amount on Record
Deed Doc Number	202230173
Record Refreshed	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 08, 2022
Property Address	221 RUBY AVE, SAN CARLOS, CA 94070-4672
Document Number	0000030173
Map Reference	MB 13 PG 4&5
Instrument Date	Mar 28, 2022
Instrument	2022-030173
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,576.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property (Marital Community) with Rights of Survivorship
Address	221 RUBY AVE, SAN CARLOS, CA 94070-4672

Mortgage

Document Number	0000030174
Date	Apr 08, 2022
Instrument	2022-030174

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,000,000 (-2.57%) Land $1,827,000 Building $1,173,000
2025	$36,163.00 (+18.57%) Homeowner's exemption	$3,079,000 (+18.42%) Land $1,875,000 Building $1,204,000
2023	$30,498.00 (+18.92%) Homeowner's exemption	$2,600,000 Land $1,584,000 Building $1,016,000	$2,524,590
2022	$25,646.00

Flood & Wildfire

221 Ruby Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.