Clay County property record for 229 Karr St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,096 sqft · built 2000 |
| Lot Size | 0.294 acres (12,844 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,000 (Jun 2007) |
| Tax Bill | $2,315 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-408-007 |
| Primary APN | 10-25-408-007 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 12,844 sqft (0.294 acres) |
| Garage Area | 360 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 229 KARR ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2754 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | FLORA B GOLDEN ADDN S/2 LOT 13 & ALL LOTS 14 & 15 |
| Legal Subdivision | FLORA B GOLDENS ADDITION |
| Legal Lot Number | 13-15 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 972100 |
Source: Clay County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 229 KARR ST, FLORA, IL 62839-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2007 · Amount on Record |
| Deed Sale | Jun 21, 2007 · Amount on Record |
| Deed Document Number | 2007161038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 229 KARR ST, FLORA, IL 62839-2754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000209154 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 209154 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.85% |
Source: Clay County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,399 (+32.21%) Land $1,055 Building $37,344 | $115,197 (+32.21%) Land $3,165 Building $112,032 | |
| 2024 | $2,315.00 (+5.52%) | ||
| 2022 | $2,194.00 (+9.81%) Homeowner's exemption | $29,045 Land $749 Building $28,296 | $87,135 Land $2,247 Building $84,888 |
| 2021 | $1,998.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, Nextlink, T-Mobile.
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