233 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 233 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,252 sqft · built 1930
Lot Size	0.045 acres (1,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Apr 2026)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01304-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-01304-0000-00013`
Alternative APNs	`190130400013` `05004530` `2312`

Interior

Stories	2 Stories
Building Area	1,252 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,960 sqft (0.045 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2312
Street Address	233 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1304
Legal Lot Number	13
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2015
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Apr 8, 2026	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Nov 6, 2025	Deed, Transfer BLACK RIV TITLE & SETTLEMENT LLC, BLACK RIVER TTL & STLMT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Nov 6, 2025 · Amount on Record
Deed Document Number	2026635179
Deed Book / Page	3566 / 83
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 8, 2026
Property Address	233 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Document Number	0003566/83
Book / Page	3566 / 83
Instrument Date	Mar 2, 2026
Instrument	2026635179
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,492.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 IRWIN ST, PHILLIPSBURG, NJ 08865-2441

Mortgage

Document Number	0000635180,
Date	Apr 8, 2026
Instrument	2026635180

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 8, 2026
Property Address	233 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Document Number	0000635179
Book / Page	3566 / 83
Instrument Date	Mar 2, 2026
Instrument	2026.635179
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,492.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 IRWIN ST, PHILLIPSBURG, NJ 08865-2441

Mortgage

Document Number	0000635180,
Date	Apr 8, 2026
Instrument	2026..635180

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 6, 2025
Property Address	233 IRWIN ST, PHILLIPSBURG, NJ 08865-2441
Document Number	0003536/33
Book / Page	3536 / 33
Instrument Date	Nov 5, 2025
Instrument	2025-628701
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	BLACK RIV TITLE & SETTLEMENT LLC, BLACK RIVER TTL & STLMT LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 HUNT DR, PISCATAWAY, NJ 08854-6270

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	233 IRWIN ST, PHILLIPSBURG, NJ 08865-2441

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,300 (-) Land $25,400 Building $78,900	$104,300 (-) Land $25,400 Building $78,900
2025	$4,876.00 (+2.87%)	$104,300 (-) Land $25,400 Building $78,900	$104,300 (-) Land $25,400 Building $78,900
2024	$4,740.00 (+9.57%)
2023		$104,300 (-) Land $25,400 Building $78,900	$104,300 (-) Land $25,400 Building $78,900
2022	$4,326.00 (+1.84%)	$104,300 Land $25,400 Building $78,900	$104,300 Land $25,400 Building $78,900
2021	$4,248.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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