238 Harvey St, Elgin, IL 60123 Property Records

Kane County property record for 238 Harvey St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,736 sqft · built 1900
Lot Size	0.107 acres (4,679 sqft)
Owner	Company Name on Record
Last Sale	$164,000 (Jun 2019)
Tax Bill	$5,911 (2025)
Deeds & Mortgages	Jun 2019 Sale & Line of Credit Jun 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-14-177-012`

Property Details

APN / Parcel Number

Primary APN	`06-14-177-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Gross Area	2,604 sqft
Basement Area	868 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	4,679 sqft (0.107 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	238 HARVEY ST
City	ELGIN
State	IL
Zip	60123-5397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T BEVERLYS ADDN LOT 1 BLOCK 2
Legal Subdivision	A T BEVERLYS ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	851102

Owner

Source: Kane County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2019	Warranty Deed, Transfer · Line of Credit ST CHARLES BK&TR
Jun 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HAYMARKET INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Jun 24, 2011 · Amount on Record
Deed Document Number	201923685
Prior Transfer Date	Sep 19, 2008
Prior Transfer Doc	0000075085
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 10, 2019
Property Address	238 HARVEY ST, ELGIN, IL 60123-5397
Document Number	0000023685
Instrument Date	May 24, 2019
Instrument	23685
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	938 DOVER ST PINGREE GROVE IL 601409180, PINGREE GROVE, IL 60140-9180

Mortgage

Document Number	23686
Date	Jun 10, 2019
Instrument	23686

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jun 21, 2017
Property Address	238 HARVEY ST, ELGIN, IL 60123-5397
Instrument Date	Jun 15, 2017
Instrument	31643
Transaction Type	Construction Loan
Record Updated	Jul 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 HARVEY ST ELGIN IL 601235318, ELGIN, IL 60123-5318

Mortgage

Document Number	0000031643
Date	Jun 21, 2017
Instrument	31643

Lender

Name	HAYMARKET INS CO
Address	NEW YORK, NY 10005

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 20, 2018

Interest

Rate	13.7%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,911.00 (+25.18%)	$77,491 (+8.57%) Land $14,663 Building $62,828	$232,566 (+8.57%) Land $44,007 Building $188,559
2024		$71,375 (+31.05%) Land $13,506 Building $57,869	$214,211 (+31.11%) Land $40,534 Building $173,676
2022	$4,722.00 (+3.96%)	$54,462 (+6.96%) Land $11,126 Building $43,336	$163,386 (+6.96%) Land $33,378 Building $130,008
2021	$4,542.00	$50,918 Land $10,402 Building $40,516	$152,754 Land $31,206 Building $121,548

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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