221 Harvey St, Elgin, IL 60123 Property Records

Kane County property record for 221 Harvey St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,014 sqft · built 1913
Lot Size	0.104 acres (4,513 sqft)
Owner	Individual Name on Record
Last Sale	$158,500 (Oct 2018)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Feb 2020 Transfer Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-178-022`

Property Details

APN / Parcel Number

Primary APN	`06-14-178-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,014 sqft Living Area
Gross Area	1,540 sqft
Basement Area	526 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,513 sqft (0.104 acres)
Lot Width	50 ft Width

Location & Zoning

Street Address	221 HARVEY ST
City	ELGIN
State	IL
Zip	60123-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT WEST ELGIN BLK 41 SOUTH 16 FT LOT 2 & NORTH 32 FT OF NWLY 1/2 LOT 3 & W C KIMBALLS 2ND ADD BLK 52 SOUTH 16 FT LOT 3 & NORTH 32 FT LOT 4
Legal Subdivision	W C KIMBALLS
Legal Block	41
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 HARVEY ST, ELGIN, IL 60123-5317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage ALTERRA GROUP LLC
Apr 27, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	May 3, 1995 · Amount on Record
Deed Document Number	201848960
Last Transfer Date	Feb 4, 2020
Transfer Doc	0000006355
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 4, 2020
Property Address	221 HARVEY ST, ELGIN, IL 60123-5317
Document Number	0000006355
Instrument Date	Feb 4, 2020
Instrument	6355
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	221 HARVEY ST ELGIN IL 601235317, ELGIN, IL 60123-5317

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 5, 2018
Property Address	221 HARVEY ST, ELGIN, IL 60123-5317
Document Number	0000048960
Instrument Date	Sep 28, 2018
Instrument	2018K048960
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STARCK TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	221 HARVEY ST, ELGIN, IL 60123-5317

Mortgage

Document Number	0000048961
Date	Oct 5, 2018
Instrument	2018K048961

Lender

Name	ALTERRA GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate	7.11%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2017
Property Address	221 HARVEY ST, ELGIN, IL 60123-5317
Document Number	0000021076
Instrument Date	Apr 24, 2017
Instrument	21076
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	221 HARVEY ST ELGIN IL 601235317, ELGIN, IL 60123-5317

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00 (+15.71%) Homeowner's exemption	$55,013 (+8.57%) Land $12,027 Building $42,986	$165,105 (+8.57%) Land $36,095 Building $129,010
2024		$50,671 (+21.39%) Land $11,078 Building $39,593	$152,074 (+21.44%) Land $33,247 Building $118,827
2022	$3,099.00 (+5.19%) Homeowner's exemption	$41,741 (+6.96%) Land $9,126 Building $32,615	$125,223 (+6.96%) Land $27,378 Building $97,845
2021	$2,946.00 Homeowner's exemption	$39,025 Land $8,532 Building $30,493	$117,075 Land $25,596 Building $91,479

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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