230 Harvey St, Elgin, IL 60123 Property Records

Kane County property record for 230 Harvey St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,968 sqft · built 1900
Lot Size	0.152 acres (6,604 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Sep 2017)
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-177-014`

Property Details

APN / Parcel Number

Primary APN	`06-14-177-014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	2,952 sqft
Basement Area	984 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,604 sqft (0.152 acres)
Lot Dimensions	127 ft deep x 52 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	230 HARVEY ST
City	ELGIN
State	IL
Zip	60123-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T BEVERLYS ADDN LOT 3 BLOCK 2
Legal Subdivision	A T BEVERLYS ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 HARVEY ST, ELGIN, IL 60123-5318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 22, 2017	Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Feb 27, 2001
Deed Document Number	201749783
Prior Transfer Date	Apr 6, 2004
Prior Transfer Doc	0000062053
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	230 HARVEY ST, ELGIN, IL 60123-5318
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065259
Date	Aug 26, 2021
Instrument	2021K065259

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Interest

Rate	2.87%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 22, 2017
Property Address	230 HARVEY ST, ELGIN, IL 60123-5318
Document Number	0000049783
Instrument Date	Sep 6, 2017
Instrument	49783
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S CHAPEL ST ELGIN IL 601206507, ELGIN, IL 60120-6507

Mortgage

Document Number	49784
Date	Sep 22, 2017
Instrument	49784

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,129.00 (+15.8%) Homeowner's exemption	$75,236 (+8.57%) Land $14,262 Building $60,974	$225,798 (+8.57%) Land $42,803 Building $182,995
2024		$69,297 (+21.39%) Land $13,136 Building $56,161	$207,974 (+21.44%) Land $39,424 Building $168,550
2022	$4,429.00 (+4.8%) Homeowner's exemption	$57,084 (+6.96%) Land $10,821 Building $46,263	$171,252 (+6.96%) Land $32,463 Building $138,789
2021	$4,226.00 Homeowner's exemption	$53,370 Land $10,117 Building $43,253	$160,110 Land $30,351 Building $129,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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