238 E James St, Bradford, OH 45308 Property Records

Miami County property record for 238 E James St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2018)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H18-002390`

Property Details

APN / Parcel Number

Primary APN	`H18-002390`
Alternative APNs	`090422.3-09-014-00` `H18BF011 01400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	1,460 sqft
Upper Floors Area	646 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	145 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	345 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	238 E JAMES ST
City	BRADFORD
State	OH
Zip	45308-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 236 55 1/2
Legal Lot Number	236
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2038
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	238 E JAMES ST, BRADFORD, OH 45308-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · Line of Credit GREENVILLE NATIONAL BANK
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE NATIONAL BANK
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage GREENVILLE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	20182018OR-12072
Prior Transfer Date	Oct 23, 2012
Prior Transfer Doc	0000014933
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	238 E JAMES ST, BRADFORD, OH 45308-1318
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005474
Date	May 24, 2019
Instrument	2019OR-05474

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	BRADFORD, OH 45308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 17, 2029

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	238 E JAMES ST, BRADFORD, OH 45308-1318
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007536
Date	Jun 10, 2020
Instrument	2020OR-07536

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 2, 2018
Property Address	238 E JAMES ST, BRADFORD, OH 45308-1318
Document Number	0000012072
Instrument Date	Sep 25, 2018
Instrument	2018OR-12072
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 E JAMES ST, BRADFORD, OH 45308-1318

Mortgage

Document Number	0000012073
Date	Oct 2, 2018
Instrument	2018OR-12073

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,751.00 (+11.53%)	$53,970 (+35.84%) Land $5,180 Building $48,790	$154,200 (+35.86%) Land $14,800 Building $139,400
2024	$1,570.00 (+1.82%)	$39,730 (-) Land $5,600 Building $34,130
2023	$1,542.00 (-4.76%)	$39,730 (-) Land $5,600 Building $34,130	$113,500 (-) Land $16,000 Building $97,500
2022	$1,619.00	$39,730 Land $5,600 Building $34,130	$113,500 Land $16,000 Building $97,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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