220 E James St, Bradford, OH 45308 Property Records

Miami County property record for 220 E James St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,117 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Aug 2024)
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H18-002360`

Property Details

APN / Parcel Number

Primary APN	`H18-002360`
Alternative APNs	`090422.3-09-011-00` `H18BF011 01100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,117 sqft Living Area
1st Floor Area	1,316 sqft
Upper Floors Area	459 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	145 ft deep x 56 ft wide

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	220 E JAMES ST
City	BRADFORD
State	OH
Zip	45308-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 233 55 1/2
Legal Subdivision	VILLAGE OF BRADFORD
Legal Lot Number	233
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2038
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 E JAMES ST, BRADFORD, OH 45308-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage SCOTT B BEALS AND MAURICE CARPENTER
Jul 6, 2023	Warranty Deed, Transfer
Dec 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2024 · Amount on Record
Deed Sale	Aug 5, 2024 · Amount on Record
Prior Sale	Jul 6, 2023 · Amount on Record
Deed Document Number	20247771
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	220 E JAMES ST, BRADFORD, OH 45308-1318
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BROOKFIELD DR, NEW CARLISLE, OH 45344-1302

Mortgage

Document Number	0000003432
Date	Apr 9, 2024
Instrument	2024OR-03432

Lender

Name	SCOTT B BEALS AND MAURICE CARPENTER
Type	Non-Lending Institution
Address	7692 DEVONWOOD CT, HUBER HEIGHTS, OH 45424

Agreement

Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 6, 2023
Property Address	220 E JAMES ST, BRADFORD, OH 45308-1318
Document Number	0000007203
Instrument Date	Jun 28, 2023
Instrument	2023OR-07203
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BROOKFIELD DR, NEW CARLISLE, OH 45344-1302

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 29, 2021
Property Address	220 E JAMES ST, BRADFORD, OH 45308-1318
Document Number	0000022520
Instrument Date	Dec 15, 2021
Instrument	2021OR-22520
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6062 HARTZELL RD, GREENVILLE, OH 45331-8601

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00 (+161.79%) Homeowner's exemption	$48,020 (+226.67%) Land $5,180 Building $42,840	$137,200 (+226.67%) Land $14,800 Building $122,400
2024	$581.00 (+1.93%)	$14,700 (-) Land $5,600 Building $9,100
2023	$570.00 (-4.84%)	$14,700 (-) Land $5,600 Building $9,100	$42,000 (-) Land $16,000 Building $26,000
2022	$599.00	$14,700 Land $5,600 Building $9,100	$42,000 Land $16,000 Building $26,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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