219 E James St, Bradford, OH 45308 Property Records

Miami County property record for 219 E James St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,920 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,900 (Jan 2020)
Tax Bill	$1,943 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H18-002540`

Property Details

APN / Parcel Number

Primary APN	`H18-002540`
Alternative APNs	`090422.3-12-004-00` `H18BF010 00400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	145 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	219 E JAMES ST
City	BRADFORD
State	OH
Zip	45308-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 251 55 1/2
Legal Subdivision	C C AND I C RAILWAY COMPANY
Legal Lot Number	251
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2044
Census Tract	320100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	219 E JAMES ST, BRADFORD, OH 45308-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERSAILLES SAVINGS AND LOANS
Jan 17, 2020	Warranty Deed, Transfer · Conventional with PMI VERSAILLES S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Feb 12, 2014 · Amount on Record
Deed Document Number	20202020OR-00747
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	May 19, 2026
Property Address	219 E JAMES ST, BRADFORD, OH 45308-1317
Document Number	0000005978
Instrument Date	May 8, 2026
Instrument	20265978
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E JAMES ST, BRADFORD, OH 45308-1317

Mortgage

Document Number	0000005978,
Date	May 19, 2026
Instrument	20265978

Lender

Name	VERSAILLES SAVINGS AND LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 13, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 17, 2020
Property Address	219 E JAMES ST, BRADFORD, OH 45308-1317
Document Number	0000000747
Instrument Date	Jan 13, 2020
Instrument	747
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E JAMES ST BRADFORD OH 453081317, BRADFORD, OH 45308-1317

Mortgage

Document Number	748
Date	Jan 17, 2020
Instrument	748

Lender

Name	VERSAILLES S&L
Type	Federal Savings Bank
Address	VERSAILLES, OH 45380

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2045

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,943.00 (+31.11%) Homeowner's exemption	$61,360 (+60.08%) Land $5,180 Building $56,180	$175,300 (+60.09%) Land $14,800 Building $160,500
2024	$1,482.00 (+1.79%) Homeowner's exemption	$38,330 (-) Land $5,600 Building $32,730
2023	$1,456.00 (-4.77%) Homeowner's exemption	$38,330 (-) Land $5,600 Building $32,730	$109,500 (-) Land $16,000 Building $93,500
2022	$1,529.00 Homeowner's exemption	$38,330 Land $5,600 Building $32,730	$109,500 Land $16,000 Building $93,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on E James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures