2376 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2376 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2020
Square Footage	2,631 sqft Heated Area
Lot Size	8,276 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$640,000 (2024)
Tax Bill	$7,574.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`172531489900010420`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,631 sqft Heated Area
Gross Area	3,473 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tile Roof
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Finished Garage
Fence	Fence
Patio Area	220 sqft Patio
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2376 SYMPHONY CIR
City	SAINT CLOUD
State	FL
Zip	34771-8928
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SERENITY RESERVE PB 25 PGS 122-123 LOT 42
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	SERENITY RESERVE
Legal Tract	4899
Legal Lot Number	42
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43600

Owner

Source: Osceola County records · APN 172531489900010420

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2376 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Doc Number	2024062315
Deed Book / Page	6598 / 1886
Record Refreshed	Jun 08, 2026

March 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2376 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Document Number	0056961047
Instrument Date	Mar 19, 2020
Transaction Type	Transfer
Record Updated	Jun 08, 2020
Title Company	STEWART TITLE

Transaction

Additional	Arms Length Transaction

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2376 SYMPHONY CIR ST CLOUD FL 347718928, ST CLOUD, FL 34771-8928

Mortgage

Document Number	0056961047
Date	Mar 20, 2020
Book Page	005696/001047
Instrument	40837

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,574.00 (+31.4%) Homeowner's exemption Senior Citizen's exemption	$548,200 (+34.23%) Land $90,000 Building $458,200	$548,200 (+24.93%) Land $90,000 Building $458,200
2023	$5,764.00 (+3.73%) Homeowner's exemption	$408,395 (+3%)	$438,800 (+10.67%) Land $75,000 Building $363,800
2022	$5,557.00 Homeowner's exemption	$396,500 Land $65,000 Building $331,500	$396,500 Land $65,000 Building $331,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 649 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.