2378 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2378 Symphony Cir, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,631 sqft · built 2020
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Jun 2023)
Tax Bill$7,694 (2025)
Deeds & MortgagesJun 2023 Sale
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN17-25-31-4899-0001-0410

Property Details

APN / Parcel Number

Primary APN17-25-31-4899-0001-0410
Alternative APN
  • 253117489900010410

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,631 sqft Living Area
Gross Area3,413 sqft
1st Floor Area2,631 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2378 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 41
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Block410
Legal Lot Number41
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43600

Owner

Source: Osceola County records · APN 17-25-31-4899-0001-0410

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2378 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2023Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Sep 23, 2020Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2023 · Amount on Record
Deed SaleJun 01, 2023 · Amount on Record
Prior SaleSep 23, 2020 · Amount on Record
Deed Document Number202370557
Deed Book / Page6417 / 1195
Last Transfer DateJun 26, 2025
Transfer Doc0068102670
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 01, 2023
Property Address2378 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Document Number0064171195
Book / Page6417 / 1195
Map ReferenceMB 25 PG 122
Instrument DateMay 31, 2023
Instrument2023070557
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$4,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 S SPIINGDALE ROAD, WAUKESHA, WI 53186

Transferred To (Grantee/Buyer)

NameVerified Name
Address2378 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 23, 2020
Property Address2378 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Document Number0057982415
Book / Page005798 / 002415
Instrument DateSep 21, 2020
Instrument127369
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$3,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2378 SYMPHONY CIR ST CLOUD FL 347718928, ST CLOUD, FL 34771-8928

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,694.00 (+3.66%)$544,800 (+25.24%) Land $90,000 Building $454,800$544,800 (+25.24%) Land $90,000 Building $454,800
2024$7,422.00 (+11.29%)
2023$6,669.00 (+1%)$435,000 (+10.8%) Land $75,000 Building $360,000$435,000 (+10.8%) Land $75,000 Building $360,000
2022$6,063.00$392,600 Land $65,000 Building $327,600$392,600 Land $65,000 Building $327,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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