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2372 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2372 Symphony Cir, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2020
Square Footage2,631 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$426,742 (2020)
Tax Bill$6,588.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-25-31-4899-0001-0440
Alternative APN
  • 253117489900010440

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,631 sqft Living Area
Gross Area3,413 sqft Gross Area
1st Floor2,631 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached Garage
Garage Area440 sqft Garage
Pool TypeIn-Ground Pool Pool Type
Pool Area35 sqft Pool
Deck Area687 sqft Deck

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2372 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8928
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 44
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Block440
Legal Lot Number44
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43600

Owner

Source: Osceola County records · APN 17-25-31-4899-0001-0440

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2372 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 27, 2020Special Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Deed Doc Number202043792
Deed Book / Page5699 / 2595
Last Transfer DateJun 15, 2026
Transfer Doc0000083731
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 25, 2026
Property Address2372 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Document Number0000083731
Book / Page6994 / 129
Instrument DateJun 15, 2026
Instrument202683731
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2372 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928

March 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 27, 2020
Property Address2372 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928
Document Number0056992595
Book / Page5699 / 2595
Map ReferenceMB 25 PG 122
Instrument DateMar 26, 2020
Instrument2020043792
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,987.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2354 SYMPHONY CIR, 2354, SAINT CLOUD, FL 34771-8928

Transferred To (Grantee/Buyer)

NameVerified Name
Address2372 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928

Mortgage

Document Number0056992596
DateMar 27, 2020
Instrument5699/2596
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,588.00 (+6.48%) Homeowner's exemption$464,945 (+5.99%)$580,200 (+23.89%) Land $90,000 Building $490,200
2023$6,187.00 (+3.67%) Homeowner's exemption$438,682 (+3%)$468,300 (+9.72%) Land $75,000 Building $393,300
2022$5,968.00 Homeowner's exemption$425,905$426,800 Land $65,000 Building $361,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 725 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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