23738 E Lost Creek Trl, Agate, CO 80101 Property Records

Elbert County property record for 23738 E Lost Creek Trl, Agate, CO 80101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,863 sqft · built 2005
Lot Size	35 acres (1,524,600 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Nov 2015)
Tax Bill	$3,512 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71214-00-076`

Property Details

APN / Parcel Number

Primary APN	`71214-00-076`
Alternative APN	`R105165`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	3,863 sqft Living Area
1st Floor Area	2,338 sqft
Basement Area	1,293 sqft
Finished Basement	1,173 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	1,524,600 sqft (35 acres)
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Forced Air

Location & Zoning

Account Number	R105165
Old Parcel Number	7121400076
Street Address	23738 E LOST CREEK TRL
City	AGATE
State	CO
Zip	80101-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SECTION: 21 TOWNSHIP: 7 RANGE: 61SUBDIVISION: PONDEROSA RANGES LOT: 23 (PAR IN 21 7 61) B349 P140
Legal Range	61
Legal Township	07
Legal Section	21
Legal Quarter	SE
Legal Subdivision	PONDEROSA RANGES
Legal Block	349
Legal Lot Number	23
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1044
Census Tract	961205

Owner

23738 E Lost Creek Trl is owned and occupied by an individual who bought it in November 2015.

Source: Elbert County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	23738 E LOST CREEK TRL, AGATE, CO 80101-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 1, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 16, 2017	Deed of Trust, Mortgage · FHA Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2015 · Amount on File
Deed Sale	Nov 16, 2015 · Amount on File
Deed Document Number	555287
Deed Book / Page	0764 / 0204
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23738 E LOST CREEK TRL, AGATE, CO 80101-9608
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008180613
Date	Jul 15, 2021
Book Page	818/613
Instrument	610095

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23738 E LOST CREEK TRL, AGATE, CO 80101-9608
Document Number	0008040660
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23738 E LOST CREEK TRL AGATE CO 801019608, AGATE, CO 80101-9608

Mortgage

Document Number	0008040660
Date	Jun 16, 2020
Book Page	000804/000660
Instrument	595999

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23738 E LOST CREEK TRL, AGATE, CO 80101-9608
Document Number	0007840427
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23738 E LOST CREEK TRL AGATE CO 801019608, AGATE, CO 80101-9608

Mortgage

Document Number	0007840427
Date	Feb 8, 2018
Book Page	000784/000427
Instrument	575540

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	FLINT, MI 48501-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23738 E LOST CREEK TRL, AGATE, CO 80101-9608
Document Number	0007800361
Book / Page	000780 / 000361
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23738 E LOST CREEK TRL AGATE CO 801019608, AGATE, CO 80101-9608

Mortgage

Document Number	0007800361
Date	Aug 24, 2017
Book Page	000780/000361
Instrument	571618

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23738 E Lost Creek Trl was $3,512.

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Kiowa School District C-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,512.00	$52,110 Land $14,220 Building $37,890	$833,800 Land $227,500 Building $606,300
2023	$2,749.00 (+18.75%)	$46,760 (+24.06%) Land $13,040 Building $33,720	$697,924 (+28.72%) Land $194,660 Building $503,264
2022	$2,315.00	$37,690 Land $7,300 Building $30,390	$542,212 Land $105,000 Building $437,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23738 E Lost Creek Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23738 E Lost Creek Trl is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 69% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Viaero Wireless Fixed Wireless	100 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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