23393 E Lost Creek Trl, Agate, CO 80101 Property Records

Elbert County property record for 23393 E Lost Creek Trl, Agate, CO 80101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,964 sqft · built 1997
Lot Size	35 acres (1,524,600 sqft)
Owner	2 Individual Names on File
Last Sale	$322,078 (Mar 2013)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71212-00-001`

Property Details

APN / Parcel Number

Primary APN	`71212-00-001`
Alternative APN	`R105157`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,964 sqft Living Area
1st Floor Area	1,997 sqft
Basement Area	1,967 sqft
Finished Basement	1,967 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	1,524,600 sqft (35 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R105157
Street Address	23393 E LOST CREEK TRL
City	AGATE
State	CO
Zip	80101-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SECTION: 21 TOWNSHIP: 7 RANGE: 61SUBDIVISION: PONDEROSA RANGES LOT: 1
Legal Range	61E
Legal Township	7S
Legal Section	21
Legal Subdivision	PONDEROSA RANGES
Legal Lot Number	1
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1044
Census Tract	961205

Owner

23393 E Lost Creek Trl is owned and occupied by two individuals who bought it in March 2013.

Source: Elbert County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23393 E LOST CREEK TRL, AGATE, CO 80101-9609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 14, 2017	Deed of Trust, Mortgage · Conventional with PMI UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2013 · Amount on File
Deed Sale	Mar 21, 2013 · Amount on File
Prior Sale	Aug 16, 2012
Deed Document Number	2013534348
Deed Book / Page	743 / 515
Prior Transfer Date	Apr 25, 2008
Prior Transfer Doc	0007030733
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23393 E LOST CREEK TRL, AGATE, CO 80101-9609
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23393 E LOST CREEK TRL, AGATE, CO 80101-9609

Mortgage

Document Number	0008560030
Date	Nov 10, 2025
Book Page	856/30
Instrument	647053

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23393 E LOST CREEK TRL, AGATE, CO 80101-9609
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23393 E LOST CREEK TRL, AGATE, CO 80101-9609

Mortgage

Document Number	0008330801
Date	Mar 13, 2023
Book Page	833/801
Instrument	625533

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23393 E LOST CREEK TRL, AGATE, CO 80101-9609
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007890494
Date	Sep 20, 2018
Book Page	0789/0494
Instrument	580678

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23393 E LOST CREEK TRL, AGATE, CO 80101-9609
Document Number	0007790506
Book / Page	000779 / 000506
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23393 E LOST CREEK TRL AGATE CO 801019609, AGATE, CO 80101-9609

Mortgage

Document Number	0007790506
Date	Jul 20, 2017
Book Page	000779/000506
Instrument	570752

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23393 E Lost Creek Trl was $3,390, up 15.7% from the year before.

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Kiowa School District C-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,390.00 (+15.74%)	$50,290 Land $14,220 Building $36,070	$804,600 Land $227,500 Building $577,100
2024	$2,929.00 (+5.28%)
2023	$2,782.00 (+22.88%)	$47,330 (+28.4%) Land $13,050 Building $34,280	$706,400 (+33.21%) Land $194,831 Building $511,569
2022	$2,264.00	$36,860 Land $7,300 Building $29,560	$530,300 Land $105,000 Building $425,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23393 E Lost Creek Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23393 E Lost Creek Trl is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 74% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Starlink Satellite	280 / 30
Viaero Wireless Fixed Wireless	100 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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