23378 E Lost Creek Trl, Agate, CO 80101 Property Records

Elbert County property record for 23378 E Lost Creek Trl, Agate, CO 80101

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 3,304 sqft · built 1998
Lot Size	35.1 acres (1,529,784 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Mar 2021 Transfer Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`71212-00-071`

Property Details

APN / Parcel Number

Primary APN	`71212-00-071`
Alternative APN	`R105158`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,304 sqft Living Area
1st Floor Area	1,652 sqft
Basement Area	1,652 sqft
Finished Basement	1,652 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	1,529,784 sqft (35.1 acres)
Garage Type	Attached
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R105158
Street Address	23378 E LOST CREEK TRL
City	AGATE
State	CO
Zip	80101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SECTION: 21 TOWNSHIP: 7 RANGE: 61SUBDIVISION: PONDEROSA RANGES LOT: 28
Legal Subdivision	PONDEROSA RANGES
Legal Lot Number	28
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1044
Census Tract	961205

Owner

23378 E Lost Creek Trl is owned by two individuals who acquired it in March 2021.

Source: Elbert County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 956, KIOWA, CO 80117-0956
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 11, 2021
Transfer Doc	0008140855
Record Updated	Jun 8, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELBERT CO
Recording Date	Mar 29, 2021
Property Address	23378 E LOST CREEK TRL, AGATE, CO 80101
Document Number	0008140855
Book / Page	000814 / 000855
Instrument Date	Mar 11, 2021
Instrument	606289
Transaction Type	Transfer
Record Updated	May 7, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 956 KIOWA CO 801170956, KIOWA, CO 80117-0956

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23378 E LOST CREEK TRL, AGATE, CO 80101
Document Number	0002850802
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23378 E LOST CREEK TRL AGATE CO 80101, AGATE, CO 80101

Mortgage

Document Number	0002850802
Date	Dec 7, 2020
Book Page	000285/000802
Instrument	602064

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 23378 E Lost Creek Trl was $2,594, up 21.6% from the year before.

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Kiowa School District C-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (+21.61%)	$44,730 Land $14,270 Building $30,460	$715,700 Land $228,300 Building $487,400
2024	$2,133.00 (+5.28%)
2023	$2,026.00 (+6.3%)	$41,160 (+8.37%) Land $12,960 Building $28,200	$614,314 (+12.42%) Land $193,399 Building $420,915
2022	$1,906.00	$37,980 Land $7,320 Building $30,660	$546,457 Land $105,357 Building $441,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23378 E Lost Creek Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23378 E Lost Creek Trl is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 70% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Starlink Satellite	280 / 30
Viaero Wireless Fixed Wireless	100 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Lost Creek Trl

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