2372 Spruce Knob Ter, Frederick, MD 21702 Property Records

Frederick County property record for 2372 Spruce Knob Ter, Frederick, MD 21702

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.051 acres (2,223 sqft)
Owner	Individual Name on Record
Last Sale	$472,490 (Dec 2023)
Tax Bill	$1,528 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-604726`

Property Details

APN / Parcel Number

Primary APN	`02-604726`
Alternative APN	`604726`

Exterior

Lot Area	2,223 sqft (0.051 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	604726
Street Address	2372 SPRUCE KNOB TER
City	FREDERICK
State	MD
Zip	21702-1668
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 111 SECTION 1 PL 2,223 SQ FT SYCAMORE RIDGE
Legal Lot Number	111
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3009
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of January 3, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2372 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	0016710493
Deed Book / Page	16710 / 493
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2372 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2372 SPRUCE KNOB TER, FREDERICK, MD 21702-1668

Mortgage

Document Number	0177090051
Date	Feb 4, 2026
Book Page	17709/51

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	165 Months
Due	Nov 1, 2039

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 21, 2023
Property Address	2372 SPRUCE KNOB TER, FREDERICK, MD 21702-1668
Document Number	0167100493
Book / Page	16710 / 493
Map Reference	MB 108 PG 3
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	NOT AVAILABLE, DOMA TITLE INSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,181.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2372 SPRUCE KNOB TER, FREDERICK, MD 21702-1668

Mortgage

Document Number	0016710504
Date	Dec 21, 2023
Instrument	16710/504

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,528.00	$85,000 Land $85,000	$85,000 Land $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

Nearby Properties on Spruce Knob Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures