2369 Spruce Knob Ter, Frederick, MD 21702 Property Records

Frederick County property record for 2369 Spruce Knob Ter, Frederick, MD 21702

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.047 acres (2,068 sqft)
Owner	Individual Name on File
Last Sale	$415,190 (Feb 2024)
Tax Bill	$1,528 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-604738`

Property Details

APN / Parcel Number

Primary APN	`02-604738`
Alternative APN	`604738`

Exterior

Lot Area	2,068 sqft (0.047 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	604738
Street Address	2369 SPRUCE KNOB TER
City	FREDERICK
State	MD
Zip	21702-1669
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 123 SECTION 1 PL 2,068 SQ FT SYCAMORE RIDGE
Legal Lot Number	123
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3009
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2369 Spruce Knob Ter, residential vacant land, is owned and occupied by an individual who bought it in February 2024.

Source: Frederick County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2369 SPRUCE KNOB TER, FREDERICK, MD 21702-1669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Feb 1, 2024	Deed, Transfer · FHA Mortgage LENNAR MORTGAGE LLC
Jun 15, 2023	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Jun 15, 2023 · Amount on File
Deed Document Number	0016749361
Deed Book / Page	16749 / 361
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2369 SPRUCE KNOB TER, FREDERICK, MD 21702-1669
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2369 SPRUCE KNOB TER, FREDERICK, MD 21702-1669

Mortgage

Document Number	0175310276
Date	Sep 26, 2025
Book Page	17531/276

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 1, 2024
Property Address	2369 SPRUCE KNOB TER, FREDERICK, MD 21702-1669
Document Number	0167490361
Book / Page	16749 / 361
Map Reference	MB 108 PG 3
Instrument Date	Nov 30, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	DOMA TITLE INSURANCE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2369 SPRUCE KNOB TER, FREDERICK, MD 21702-1669

Mortgage

Document Number	0016749375
Date	Feb 1, 2024
Instrument	16749/375

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2053

Mortgage

Document Number	0167490396
Date	Feb 1, 2024
Book Page	16749/396

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 15, 2023
Property Address	2369 SPRUCE KNOB TER, FREDERICK, MD 21702-1669
Document Number	0164820260
Book / Page	16482 / 260
Map Reference	MB 108 PG 3&4
Instrument Date	Jun 12, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount on Record
Tax	$5,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,528.00	$85,000 Land $85,000	$85,000 Land $85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2369 Spruce Knob Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2369 Spruce Knob Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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