Frederick County property record for 2366 Spruce Knob Ter, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,388 sqft · built 2023 |
| Lot Size | 0.039 acres (1,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,540 (Jan 2024) |
| Tax Bill | $7,800 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-604723 |
| Primary APN | 02-604723 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,388 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,710 sqft (0.039 acres) |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 604723 |
|---|---|
| Street Address | 2366 SPRUCE KNOB TER |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1668 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 108 SECTION 1 PL 1,710 SQ FT SYCAMORE RIDGE |
| Legal Subdivision | SYCAMORE RIDGE |
| Legal Lot Number | 108 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 751203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2366 SPRUCE KNOB TER, FREDERICK, MD 21702-1668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on File |
| Deed Sale | Jan 5, 2024 · Amount on File |
| Deed Book / Page | 16724 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 5, 2024 |
| Property Address | 2366 SPRUCE KNOB TER, FREDERICK, MD 21702-1668 |
| Document Number | 0167240314 |
| Book / Page | 16724 / 314 |
| Map Reference | MB 108 PG 3 |
| Instrument Date | Nov 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | NOT AVAILABLE, DOMA TITLE INSURANCE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,128.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2366 SPRUCE KNOB TER, FREDERICK, MD 21702-1668 |
| Document Number | 0016724325 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 16724/325 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12% |
| Max Rate | 12% |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,333 (+446.67%) | $467,000 (+483.75%) Land $100,000 Building $367,000 | |
| 2025 | $7,800.00 (+442.42%) | ||
| 2023 | $1,438.00 | $80,000 Land $80,000 | $80,000 Land $80,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Glo Fiber.
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