Defiance County property record for 23704 Watson Rd, Defiance, OH 43512 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,580 sqft Living Area |
| Lot Size | 217,800 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2017) |
| Tax Bill | $2,322.00 (2025) |
Source: Defiance County records · APN B110011000200
Assessment roll updated March 19, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23704 WATSON RD, DEFIANCE, OH 43512-8759 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 11, 2022 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Aug 30, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage THE STATE BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Prior Sale | Oct 09, 2007 · Amount on Record |
| Deed Doc Number | 20173662 |
| Deed Book / Page | 406 / 1070 |
| Prior Transfer Date | Jan 10, 2014 |
| Prior Transfer Doc | 377/0623 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Aug 10, 2026 |
| Property Address | 23704 WATSON RD, DEFIANCE, OH 43512-8759 |
| Document Number | 0000003055 |
| Book / Page | 483 / 2380 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20263055 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 23704 WATSON RD, DEFIANCE, OH 43512-8759 |
| Document Number | 0000003055, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 483/2380 |
| Instrument | 20263055 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2046 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 23704 WATSON RD, DEFIANCE, OH 43512-8759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23704 WATSON RD, DEFIANCE, OH 43512-8759 |
| Document Number | 00445/1702 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 445/1702 |
| Instrument | 202200000147 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 13, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Aug 30, 2017 |
| Property Address | 23704 WATSON RD, DEFIANCE, OH 43512-8759 |
| Document Number | 406/1070 |
| Book / Page | 406 / 1070 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 201700003662 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 23704 WATSON RD, DEFIANCE, OH 43512-8759 |
| Document Number | 201700003663 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 201700003663 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Defiance County records · Assessment roll updated March 19, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Unified School District | Defiance City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,322.00 | $58,220 (-) Land $10,680 Building $47,540 | |
| 2024 | $2,322.00 (+1.18%) | $58,220 (-) Land $10,680 Building $47,540 | |
| 2023 | $2,295.00 (+20.16%) | $58,220 (+35.33%) Land $10,680 Building $47,540 | $166,342 (+35.33%) Land $30,514 Building $135,828 |
| 2022 | $1,910.00 | $43,020 Land $9,360 Building $33,660 | |
| 2020 | $122,920 Land $26,750 Building $96,170 |
Source: FEMA National Flood Hazard Layer, Defiance County (39039C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 28% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | B110011000200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,580 sqft Living Area |
| 1st Floor | 1,580 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 217,800 sqft (5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 216 sqft Deck |
| Patio Area | 84 sqft Patio |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 23704 WATSON RD |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-8759 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION 11 NW NE |
| Jurisdiction | DEFIANCE OH |
| Minor Civil Division | DEFIANCE |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 958900 |
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