23645 Watson Rd, Defiance, OH 43512 Property Records

Defiance County property record for 23645 Watson Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1982
Lot Size	4.88 acres (212,573 sqft)
Owner	Individual Name on Record
Last Sale	$93,334 (Mar 2017)
Tax Bill	$3,453 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B110002000603`

Property Details

APN / Parcel Number

Primary APN	`B110002000603`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,168 sqft
Upper Floors Area	336 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	212,573 sqft (4.88 acres)
Garage Type	Attached - Unfinished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Silo	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	23645 WATSON RD
City	DEFIANCE
State	OH
Zip	43512-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 2 PT SE 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	3
Census Block	3017
Census Tract	958700

Owner

Source: Defiance County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23645 WATSON RD, DEFIANCE, OH 43512-8809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jul 23, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Apr 5, 2019	Warranty Deed, Transfer
Sep 27, 2017	Limited Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Mar 20, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	20171189
Deed Book / Page	402 / 2673
Prior Transfer Date	Oct 28, 2015
Prior Transfer Doc	391/1854
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Jul 30, 2026
Property Address	23645 WATSON RD, DEFIANCE, OH 43512-8809
Document Number	0000002909
Book / Page	483 / 1601
Instrument Date	Jul 20, 2026
Instrument	20262909
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23645 WATSON RD, DEFIANCE, OH 43512-8809

Mortgage

Document Number	0000002909,
Date	Jul 30, 2026
Book Page	483/1601
Instrument	20262909

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2056

Interest

Rate	6.47%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	23645 WATSON RD, DEFIANCE, OH 43512-8809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	434/2881
Date	Jan 19, 2021
Book Page	434/2881
Instrument	202100000267

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	23645 WATSON RD, DEFIANCE, OH 43512-8809
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421/0286
Date	Jul 23, 2019
Book Page	421/0286
Instrument	201900002730

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Apr 5, 2019
Property Address	23645 WATSON RD, DEFIANCE, OH 43512-8809
Document Number	418/2412
Book / Page	418 / 2412
Instrument Date	Mar 6, 2019
Instrument	201900001160
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	23645 WATSON RD, DEFIANCE, OH 43512-8809

September 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Sep 27, 2017
Property Address	23645 WATSON RD, DEFIANCE, OH 43512-8809
Document Number	406/2818
Book / Page	406 / 2818
Instrument Date	Sep 20, 2017
Instrument	201700004085
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	OMEGA TITLE SERVICES, OMEGA TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	23645 WATSON RD, DEFIANCE, OH 43512-8809

Mortgage

Document Number	201700004086
Date	Sep 27, 2017
Instrument	201700004086

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

March 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DEFIANCE OH
Recording Date	Mar 20, 2017
Property Address	23645 WATSON RD, DEFIANCE, OH 43512-8809
Document Number	402/2673
Book / Page	402 / 2673
Instrument Date	Mar 20, 2017
Instrument	201700001189
Transaction Type	Foreclosure
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Tax	$373.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY, DALLAS, TX 75254-2942
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,453.00	$88,600 (-) Land $10,430 Building $78,170
2024	$3,453.00 (+1.17%)	$88,600 (-) Land $10,430 Building $78,170
2023	$3,413.00 (+19.92%)	$88,600 (+35.1%) Land $10,430 Building $78,170	$253,142 (+35.1%) Land $29,800 Building $223,342
2022	$2,846.00	$65,580 Land $9,160 Building $56,420
2020			$187,370 Land $26,170 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500

May also be available: MetaLINK Technologies, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Rd

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