2370 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 2370 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,293 sqft · built 1968
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Tax Bill	$1,040 (2025)
Deeds & Mortgages	Aug 2021 Transfer Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-17-03-100-080.000-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-03-100-080.000-016`
Alternative APN	`00000984214`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	1,293 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000984214
Street Address	2370 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN SE 1/4 NE 1/2 S3 T9 R3 .65A IN W 1/2 NE S3 T9 R3 .83A TOD TO CALEB A BRINSON
Legal Range	3
Legal Township	9
Legal Section	3
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1015
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2370 FREEMAN RD, SPENCER, IN 47460-7436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Transfer on Death Deed, Transfer
Nov 7, 2017	Deed of Trust, Mortgage · ARM INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021
Deed Sale	Aug 16, 2021
Deed Document Number	2021226057
Prior Transfer Date	Aug 13, 2021
Prior Transfer Doc	226057
Record Updated	Sep 20, 2026

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OWEN IN
Recording Date	Aug 16, 2021
Property Address	2370 FREEMAN RD, SPENCER, IN 47460-7436
Document Number	226057
Instrument Date	Aug 13, 2021
Instrument	226057
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2370 FREEMAN RD, SPENCER, IN 47460-7436

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	2370 FREEMAN RD, SPENCER, IN 47460-7436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210910
Date	Nov 7, 2017
Instrument	210910

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,040.00 (-9.41%) Homeowner's exemption	$193,700 (+13.94%) Land $34,300 Building $159,400	$193,700 (+13.94%) Land $34,300 Building $159,400
2024	$1,148.00 (+3.8%)
2023	$1,106.00 (-4.57%)	$170,000 Land $29,800 Building $140,200	$170,000 Land $29,800 Building $140,200
2022	$1,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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