237 E Temple St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 237 E Temple St, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,273 sqft · built 1825
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$52,500 (Feb 2002)
Tax Bill	$9,249 (2025)
Deeds & Mortgages	Jun 2019 Refinance
Flood Zone	Zone X (moderate risk)
APN	`493001 129.05-1-14`

Property Details

APN / Parcel Number

Primary APN	`493001 129.05-1-14`
Alternative APNs	`300112900500010140000000` `00000000616`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,273 sqft Living Area
1st Floor Area	684 sqft
2nd Floor Area	589 sqft

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	162 ft deep x 45 ft wide

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Patio Area	928 sqft
Shed	1 Shed
Canopy	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000616
Street Address	237 E TEMPLE ST
City	OWEGO
State	NY
Zip	13827-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1007
Census Tract	20500

Owner

Source: Tioga County and Owego Town assessment roll, APN 493001 129.05-1-14, as of May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	237 E TEMPLE ST, OWEGO, NY 13827-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2002 · Amount on Record
Deed Sale	Feb 12, 2002 · Amount on Record
Prior Sale	Aug 15, 1996 · Amount on Record
Deed Book / Page	689 / 14
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	237 E TEMPLE ST, OWEGO, NY 13827-1424
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19000002400
Date	Jun 21, 2019
Instrument	190-00002400

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll as of May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Municipality	Owego Village
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,249.00 (+371.41%)	$95,228 (-) Land $8,800 Building $86,428	$182,255 (+3.35%) Land $16,842 Building $165,413
2023		$95,228 Land $8,800 Building $86,428	$176,348 Land $16,296 Building $160,052
2019	$1,962.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), as of October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070205001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	79 (1983–2015)
Claims Outside the SFHA	11 of 79
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 47 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 4 claims Severe Storms And Flooding, Jun 2006 · 20 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 262 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Empire Telephone Corporation/North Penn Telephone Company.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5304409, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA OF OWEGO private · serves 4,850 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.