Tioga County and Owego Town property record for 226 E Temple St, Owego, NY 13827
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,696 sqft · built 1880 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $65,000 (Jul 2022) |
| Tax Bill | $2,396 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 493001 129.05-1-27 |
| Primary APN | 493001 129.05-1-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Total Area |
| 1st Floor Area | 904 sqft |
| 2nd Floor Area | 680 sqft |
| Upper Floors Area | 112 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 115 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 172 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000022 |
|---|---|
| Street Address | 226 E TEMPLE ST |
| City | OWEGO |
| State | NY |
| Zip | 13827-1425 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20500 |
Source: Tioga County and Owego Town assessment roll, APN 493001 129.05-1-27, as of May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 GLEN COVE AVE, 137, GLEN COVE, NY 11542-6006 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 13, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CRL DEVELOPMENT LLC |
| Sep 12, 2018 | Warranty Deed, Transfer · FHA Mortgage PARAGON HOME LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | Sep 12, 2018 · Amount on Record |
| Deed Document Number | 20223173 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 13, 2022 |
| Property Address | 226 E TEMPLE ST, OWEGO, NY 13827-1425 |
| Document Number | 2022000003173 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 20220-00003173 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 GLEN COVE AVE, GLEN COVE, NY 11542-6000 |
| Document Number | 22000003174 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 220-00003174 |
| Name | CRL DEVELOPMENT LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Sep 12, 2018 |
| Property Address | 226 E TEMPLE ST, OWEGO, NY 13827-1425 |
| Document Number | 18000003953 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 180-00003953 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 251, OWEGO, NY 13827-0251 |
| Document Number | 18000003954 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 180-00003954 |
| Name | PARAGON HOME LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2048 |
Source: Tioga County and Owego Town assessment roll as of May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Municipality | Owego Village |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,396.00 (+122.88%) | $32,300 (-) Land $8,200 Building $24,100 | $61,818 (+3.35%) Land $15,694 Building $46,124 |
| 2023 | $32,300 Land $8,200 Building $24,100 | $59,815 Land $15,185 Building $44,630 | |
| 2019 | $1,075.00 |
Source: FEMA National Flood Hazard Layer, Tioga County (36107C), as of October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070205002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 205 (1979–2020) |
| Claims Outside the SFHA | 16 of 205 |
| Most Recent Claim | Dec 2020 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 262 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Empire Telephone Corporation/North Penn Telephone Company.
Source: EPA Safe Drinking Water Information System, water system NY5304409, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA OF OWEGO private · serves 4,850 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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