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240 E Temple St, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 240 E Temple St, Owego, NY 13827

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,936 sqft · built 1880
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Feb 2022)
Tax Bill$3,637 (2026)
Deeds & MortgagesFeb 2023 Refinance
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN493001 129.05-1-24

Property Details

APN / Parcel Number

Primary APN493001 129.05-1-24
Alternative APNs
  • 300112900500010240000000
  • 00000000656

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,936 sqft Total Area
1st Floor Area1,136 sqft
2nd Floor Area800 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions143 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
Canopy110 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000656
Street Address240 E TEMPLE ST
CityOWEGO
StateNY
Zip13827-1425
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeZONE
Legal Block1
Legal Lot Number24.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2005
Census Tract20500

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address62 CATATONK HILL RD, CANDOR, NY 13743-2320
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
MISCELLANEOUS OTHER
Feb 28, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2022 · Amount on Record
Deed SaleFeb 28, 2022 · Amount on Record
Deed Document Number2022980
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address240 E TEMPLE ST, OWEGO, NY 13827-1425
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023000000746
DateFeb 27, 2023
Instrument20230-00000746
Lender
NameMISCELLANEOUS OTHER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateFeb 28, 2022
Property Address240 E TEMPLE ST, OWEGO, NY 13827-1425
Document Number2022000000980
Instrument DateFeb 22, 2022
Instrument20220-00000980
Transaction TypeTransfer
Record UpdatedMar 23, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CATATONK HILL RD, CANDOR, NY 13743-2320

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
MunicipalityOwego Village
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,637.00 (+6.1%)
2025$3,428.00 (+67.14%)$51,200 (-16.88%) Land $8,700 Building $42,500$97,990 (-14.1%) Land $16,651 Building $81,339
2023$61,600 Land $8,700 Building $52,900$114,074 Land $16,111 Building $97,963
2019$2,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Nearby Flood Policies93 in force
Nearby Flood Claims205 (1979–2020)
Claims Outside the SFHA16 of 205
Most Recent ClaimDec 2020 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 108 claims
  • Severe Storms And Flooding, Jun 2006 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA OF OWEGO
private · serves 4,850 people · EPA ID NY5304409
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Zeta Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Empire Long Distance.

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