2369 Spencer Dr, Jackson, MI 49202 Property Records

Jackson County property record for 2369 Spencer Dr, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,432 sqft · built 1976
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Apr 2018)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-08-29-205-006-00`

Property Details

APN / Parcel Number

Primary APN	`000-08-29-205-006-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	130 ft deep x 107 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2369 SPENCER DR
City	JACKSON
State	MI
Zip	49202-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 26 CHARMIN HIGHLANDS DDA
Legal Subdivision	CHARMIN HIGHLNDS
Legal Lot Number	26
Legal Unit	26
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	1
Census Block	1002
Census Tract	5501

Owner

2369 Spencer Dr is owned and occupied by an individual who bought it in April 2018.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2369 SPENCER DR, JACKSON, MI 49202-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN 1 CU
Apr 4, 2018	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Jan 22, 2002 · Amount on File
Deed Document Number	20182792952
Deed Book / Page	2118 / 364
Prior Transfer Date	Mar 9, 2018
Prior Transfer Doc	0002792952
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	2369 SPENCER DR, JACKSON, MI 49202-1219
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002876831
Date	Mar 18, 2021
Book Page	2182/1041
Instrument	2876831

Lender

Name	AMERICAN 1 CU
Type	Credit Union
Address	JACKSON, MI 49201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	173 Months
Due	Aug 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 4, 2018
Property Address	2369 SPENCER DR, JACKSON, MI 49202-1219
Document Number	0002792952
Book / Page	2118 / 0364
Map Reference	LB18 PG39
Instrument Date	Mar 9, 2018
Instrument	2792952
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2450 18TH ST, 2450, LANSING, MI 48912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2369 SPENCER DR, JACKSON, MI 49202-1219

Mortgage

Document Number	0002792953
Date	Apr 4, 2018
Instrument	2792953

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2369 Spencer Dr was $1,331 with a homeowner's exemption, down 55.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,650 (+7.8%)	$225,300 (+7.8%)
2025	$1,331.00 (-55.91%)	$104,500	$209,000
2024	$3,019.00
2023		$89,300	$178,600
2022	$2,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2369 Spencer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2369 Spencer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKMAN TOWNSHIP serves 21,222 people · EPA ID MI0000740
Water Source	Purchased groundwater influenced by surface water from JACKSON
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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