2364 Spencer Dr, Jackson, MI 49202 Property Records

Jackson County property record for 2364 Spencer Dr, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,192 sqft
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Sep 2018)
Tax Bill	$994 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-08-29-203-007-00`

Property Details

APN / Parcel Number

Primary APN	`000-08-29-203-007-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	1,192 sqft

Exterior

Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	132 ft deep x 105 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2364 SPENCER DR
City	JACKSON
State	MI
Zip	49202-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 32 CHARMIN HIGHLANDS DDA
Legal Subdivision	CHARMIN HIGHLANDS
Legal Lot Number	32
Legal Unit	32
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	1
Census Block	1001
Census Tract	5501

Owner

2364 Spencer Dr is owned and occupied by an individual who bought it in September 2018.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2364 SPENCER DR, JACKSON, MI 49202-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20182804768
Deed Book / Page	2127 / 480
Prior Transfer Date	Dec 16, 2015
Prior Transfer Doc	0002727438
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 4, 2018
Property Address	2364 SPENCER DR, JACKSON, MI 49202-1220
Document Number	0002804768
Book / Page	002127 / 000480
Instrument Date	Aug 29, 2018
Instrument	2804768
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 AZALEA DR JACKSON MI 492018057, JACKSON, MI 49201-8057

Mortgage

Document Number	2804769
Date	Sep 4, 2018
Book Page	002127/000481
Instrument	2804769

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2364 Spencer Dr was $994 with a homeowner's exemption, down 51.5% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,950 (+8.56%)	$169,900 (+8.56%)
2025	$994.00 (-51.54%)	$78,250	$156,500
2024	$2,051.00
2023		$66,300	$132,600
2022	$1,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2364 Spencer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2364 Spencer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKMAN TOWNSHIP serves 21,222 people · EPA ID MI0000740
Water Source	Purchased groundwater influenced by surface water from JACKSON
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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