2376 Spencer Dr, Jackson, MI 49202 Property Records

Jackson County property record for 2376 Spencer Dr, Jackson, MI 49202

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,382 sqft
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Nov 2021)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-08-29-203-004-01`

Property Details

APN / Parcel Number

Primary APN	`000-08-29-203-004-01`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	1,382 sqft
Basement Area	1,382 sqft

Exterior

Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	146 ft deep x 105 ft wide
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2376 SPENCER DR
City	JACKSON
State	MI
Zip	49202-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	A PCL OF LAND OWNED AND USED AS ONE PCL BEING A PART OF NE 1/4 OF SEC 29 T2S R1W AND CHARMIN HIGHLANDS, A RECORDED PLAT, SD
Legal Range	01W
Legal Township	02S
Legal Section	29
Legal Subdivision	CHARMIN HIGHLANDS SUBDIVISION
Legal Lot Number	35
Legal Unit	35,35
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	1
Census Block	1001
Census Tract	5501

Owner

2376 Spencer Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Jackson County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2376 SPENCER DR, JACKSON, MI 49202-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Dec 14, 2012 · Amount on File
Deed Document Number	20212900297
Deed Book / Page	2200 / 1107
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 29, 2021
Property Address	2376 SPENCER DR, JACKSON, MI 49202-1220
Document Number	0002900297
Book / Page	2200 / 1107
Map Reference	LB 18 PG 39
Instrument Date	Nov 22, 2021
Instrument	2900297
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2378 WINDEMERE DR, 2378, JACKSON, MI 49202-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2376 SPENCER DR, JACKSON, MI 49202-1220

Mortgage

Document Number	0022001108
Date	Nov 29, 2021
Instrument	2200-1108

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 2376 Spencer Dr was $1,464 with a homeowner's exemption, down 51.2% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,600 (+8.7%)	$211,200 (+8.7%)
2025	$1,464.00 (-51.23%)	$97,150	$194,300
2024	$3,002.00
2023		$82,200	$164,400
2022	$2,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2376 Spencer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2376 Spencer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKMAN TOWNSHIP serves 21,222 people · EPA ID MI0000740
Water Source	Purchased groundwater influenced by surface water from JACKSON
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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