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2371 Bella Rdg, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2371 Bella Rdg, Covington, KY 41017 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2023
Lot Size0.076 acres (3,311 sqft)
Owner2 Individual Names on File
Last Sale$328,450 (Dec 2025)
Tax Bill$2,805 (2025)
Deeds & MortgagesNov 2023 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-00-02-156.01

Property Details

APN / Parcel Number

Primary APN044-00-02-156.01

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Lot Area3,311 sqft (0.076 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address2371 BELLA RDG
CityCOVINGTON
StateKY
Zip41017-3531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 156A PHASE C SEC 22 TUSCANY SUBD 0.076 AC
Legal SubdivisionTUSCANY SUBDIVISION
Legal Phase22
Legal Lot Number156A
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County records · APN 044-00-02-156.01

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2371 BELLA RDG, COVINGTON, KY 41017-3531
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
VICTORY MORTGAGE LLC
Dec 04, 2025Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jun 06, 2023Warranty Deed, Transfer · Stand-Alone Second Mortgage
FISCHER LENDING COMPANY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2025 · Amount on Record
Deed SaleDec 04, 2025 · Amount on Record
Prior SaleNov 15, 2023 · Amount on Record
Deed Document Number2025120449
Deed Book / Page378 / 519
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2371 BELLA RDG, COVINGTON, KY 41017-3531
Transaction TypeMortgage
Record UpdatedDec 23, 2025
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 CROWN POINT CIR, LAKESIDE PARK, KY 41017-2226

Mortgage

Document Number0005900025
DateNov 15, 2023
Book PageKCM 507/16
Instrument23111505900025
Lender
NameVICTORY MORTGAGE LLC
TypeMortgage Company
AddressERLANGER, KY 41018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 04, 2025
Property Address2371 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900049
Book / PageKC 378 / 519
Map ReferenceMB 95 PG 427
Instrument DateDec 01, 2025
Instrument25120405900049
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address393 CROWN POINT CIR, LAKESIDE PARK, KY 41017-2226

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2371 BELLA RDG, COVINGTON, KY 41017-3531

Mortgage

Document Number0005900050
DateDec 04, 2025
Instrument25120405900050
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 06, 2023
Property Address2371 BELLA RDG, COVINGTON, KY 41017-3531
Document Number0005900118
Book / PageKC 229 / 742
Map ReferenceSL 2353-2353A
Instrument DateMay 30, 2023
Instrument23060605900118
Transaction TypeTransfer
Record UpdatedDec 03, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
InvestorPossibly a Property Investor

Mortgage

Document Number0005900022
DateJun 23, 2023
Book PageKC 232/348
Instrument23062305900022
Lender
NameFISCHER LENDING COMPANY LLC
TypeNon-Lending Institution
AddressERLANGER, KY 41018
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term22 Months
DueMar 31, 2025

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,805.00$283,100 Land $55,000 Building $228,100$283,100 Land $55,000 Building $228,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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