Lyon County property record for 224 State St, Tracy, MN 56175 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1898 |
| Lot Size | 0.189 acres (8,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,900 (Jun 2021) |
| Tax Bill | $1,174 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-112022-0 |
| Primary APN | 31-112022-0 |
|---|
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Lot Area | 8,247 sqft (0.189 acres) |
| Street Address | 224 STATE ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSES 1ST ADDITION 01010001 |
| Legal Subdivision | MOSES 1ST ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 360700 |
Source: Lyon County records · APN 31-112022-0
Assessment roll updated September 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 224 STATE ST, TRACY, MN 56175-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 01, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENT BANK |
| Jun 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage BREMER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Deed Document Number | 202111655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | May 22, 2026 |
| Property Address | 224 STATE ST, TRACY, MN 56175-1517 |
| Document Number | 0000021471 |
| Instrument Date | May 14, 2026 |
| Instrument | 202621471 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 224 STATE ST, TRACY, MN 56175-1517 |
| Document Number | 0000021471, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202621471 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 09, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 224 STATE ST, TRACY, MN 56175-1517 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000226411 |
|---|---|
| Date | Feb 01, 2023 |
| Instrument | 226411 |
| Name | FIRST INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Jun 18, 2021 |
| Property Address | 224 STATE ST, TRACY, MN 56175-1517 |
| Document Number | 0000011655 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 11655 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | LYON COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.47 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 STATE ST, TRACY, MN 56175-1517 |
| Document Number | 0000011656 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 11656 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,174.00 (+10.96%) | ||
| 2025 | $1,058.00 (+18.08%) | $86,200 (+23.5%) Land $4,000 Building $82,200 | $86,200 (+23.5%) Land $4,000 Building $82,200 |
| 2023 | $896.00 | $69,800 Land $3,700 Building $66,100 | $69,800 Land $3,700 Building $66,100 |
Source: FEMA National Flood Hazard Layer, Lyon County (27083C), updated May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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